407 Gifford St, Hornell, NY, 14843
About This Home
Very nice up to date 2-bedroom, 2 full bath home with all modern features. Perched on the higher end of Gifford St. in North Hornell, this vinyl-sided beauty has a large deck on the front of the Cape Cod style home, with a main floor open concept. Formal dining and living room area with French doors out to that front deck. Granite kitchen counter & appliances. Check out the bathroom with a hot tub bath and separate shower area, nicely tiled. Entering from the driveway/back entrance, you’ll step into a large foyer/office space. Village water and sewer. This property is within golf cart distance to the local golf course!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1900
Materials
- Foundation: Block
- Construction materials: Block,Concrete,Vinyl Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Gas Water Heater,Microwave,Washer
- Laundry features: Accessible Utilities or Laundry,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Bar,Ceiling Fan(s),Separate/Formal Living Room,Granite Counters,Kitchen/Family Room Combo,Bedroom on Main Level,Bath in Primary Bedroom
- Flooring: Carpet,Laminate,Varies
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Property
Details
- Parcel number: 4652051360180002005000
- Special condition: Standard
Features
- Patio & porch: Deck,Open,Porch
- Exterior features: Concrete Driveway,Deck,StampedConcrete Driveway
Lot
- Lot size: 0.28 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 120 x 103
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Steuben County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $362 | $4,344 |
| Electricity | $246 | $2,954 |
| Total | $1,798 | $21,576 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-21 | Listed for sale | $205,000 |
| 2026-01-10 | Pending sale | $205,000 |
| 2025-05-14 | Listed for sale | $205,000 |
| 2024-12-27 | Listing removed | $204,900 |
| 2024-12-11 | Listed for sale | $204,900 |
| 2024-12-10 | Listing removed | $204,900 |
| 2024-07-18 | Price change | $207,900 |
| 2023-12-28 | Listed for sale | $209,900 |
| 2021-09-02 | Sold | $180,000 |
| 2021-06-16 | Pending sale | $189,900 |
| 2021-06-06 | Listed for sale | $189,900 |
| 2018-06-18 | Sold | $160,000 |
| 2018-04-16 | Pending sale | $159,900 |
| 2017-12-06 | Listed for sale | $159,900 |
| 2012-02-23 | Sold | $60,000 |
| 2011-12-10 | Listed for sale | $66,500 |
| 2011-10-06 | Listing removed | $69,900 |
| 2011-05-05 | Listed for sale | $69,900 |
| 2010-09-18 | Listing removed | $79,900 |
| 2010-03-25 | Price change | $79,900 |
| 2009-10-23 | Listed for sale | $87,900 |
| 1994-10-25 | Sold | $41,100 |
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