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645 W 17th St, Costa Mesa, CA, 92627

3beds
4baths
1,904sqft
$1,298,000
$682price/sqft
$8,427/moest. monthly cost
$337,080/yrincome needed

About This Home

Located in the highly desirable Westside Costa Mesa, this modern end-unit townhome with a north-south orientation offers 3 bedrooms and 4 bathrooms, including 2 full and 2 half baths, across approximately 1,900 sqft of well-designed living space, just minutes from the beach and within walking distance to everyday conveniences including Trader Joe’s, dining, and coffee shops along 17th Street. The first level features a private office space, ideal for remote work, study, or a quiet retreat, creating separation from the main living areas. The second level serves as the central living space, featuring an open-concept layout with the living room, dining area, and kitchen seamlessly connected. The kitchen is centered around an oversized island with ample workspace and storage, complemented by generous cabinetry and prep area, making it both functional for daily living and well-suited for entertaining. A built-in study/workstation area adds additional flexibility for everyday use. Sliding doors open to a private balcony, extending the living space outdoors while bringing in natural light and enhancing airflow throughout the level. Upstairs, all three bedrooms are thoughtfully positioned for privacy. The primary suite offers a comfortable retreat with a well-appointed bathroom and walk-in closet, while the additional bedrooms provide flexibility for guests, family, or additional workspace. The home’s north-south orientation allows for balanced natural light throughout the day, enhancing the overall living environment. Additional features include a direct access 2 cars attached garage and a low maintenance lifestyle ideal for both primary residence and investment use. Community amenities include a dog run, garden, and BBQ area, offering additional outdoor space for everyday use. The location provides excellent convenience with easy access to major freeways, and is just minutes from the beach, Trader Joe’s, and the vibrant dining, coffee, and retail options along 17th Street. With its end-unit positioning, functional layout, and prime location near the coast, this home offers a compelling combination of convenience, natural light, and modern living in one of Costa Mesa’s most vibrant neighborhoods.

Getting Around

88
WalkingVery Walkable
45
TransitSome Transit
66
BikeBikeable

Schools

9/10

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: 6 Burner Stove,Electric Range,Gas Cooktop,Gas Oven,Gas Range,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up,Galley Kitchen
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,904 sqft

Kitchen

  • Features: Galley Kitchen

Property

Details

  • Parcel number: 93061741
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: The staging furniture and the accessaries

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: Association,Community
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1.75 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,563$78,756
Home Insurance *$124$1,488
Property Taxes $1,332$15,984
Electricity $408$4,899
Total$8,427$101,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,925/yr
40% on housing$252,810/yr
45% on housing$224,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$682This listing

vs Other Active Listings

Avg $/sqft

ZIP 92627$722
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92627$1,021
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$1,348,000
2026-04-17Listing removed$5,500
2026-03-13Listed for rent$5,500
2025-08-12Listing removed$1,385,000
2025-06-30Listed for sale$1,385,000
2023-01-12Listing removed--
2022-12-26Listed for rent$4,500
2022-12-18Listing removed--
2022-12-16Listed for rent$4,500

For Sale by Agent

AgentSam Mu, Pinnacle Real Estate Group
BrokeragePinnacle Real Estate Group

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