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15079 W Lake Rd, Pulteney, NY, 14874

3beds
2baths
2,088sqft
$875,000
$419price/sqft
$6,650/moest. monthly cost
$266,000/yrincome needed

About This Home

Keuka Lake-Year-round 3 bedroom, 2 bath home, privately situated on 3.8 acres and with 140+ ft of lake frontage. This very well maintained 1977 constructed home has a full basement/garage, which is very suitable to finish, should someone wish more than the 2100sq. ft. of space that exists on the upper levels. Wood-burning fireplace, wood-mode kitchen with granite tops, and pantry, primary suite with separate dressing room, walk-in closet, and even a soaking tub, plus municipal water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Other,Stone,Wood Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Propane Water Heater,Refrigerator,Wine Cooler
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Cathedral Ceiling(s),Dry Bar,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Home Office,Country Kitchen,Kitchen Island,Living/Dining Room,Other,Pantry,Partially Furnished,See Remarks,Sliding Glass Door(s),Natural Woodwork,Bedroom on Main Level,Loft,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Workshop
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Property

Details

  • Parcel number: 4662000370120001012000
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck,Dock,See Remarks,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake
  • Waterbody name: Keuka Lake
  • Frontage length: 140

Lot

  • Lot size: 3.80 Acres
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: 140 x 800

Parking

  • Total spaces: 2
  • Parking features: Attached,Underground,Electricity,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$336$4,032
Property Taxes $1,545$18,540
Electricity $345$4,140
Total$6,650$79,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,000/yr
40% on housing$199,500/yr
45% on housing$177,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 14874
Steuben County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14874$93
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-05Listed for sale$999,000

For Sale by Agent

AgentMark C. Malcolm II
BrokerageCentury 21 Steve Davoli RE

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