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62 E Lake Rd, Cohocton, NY, 14826

5beds
4baths
6,513sqft
$4,250,000
$653price/sqft
$32,920/moest. monthly cost
$1,316,800/yrincome needed

About This Home

Experience lakefront living at its finest! This exquisite luxury home has been designed with expert insights on a healthy home ensuring lasting peace of mind in a mold-safe and toxin-free home. Two levels of living space showcase the panoramic lake views from the main living areas and bedrooms. Steel construction and Faswall block were used in the building of this 6500 sq. ft. gorgeous home. The kitchen/great room features an expansive island with Cambria quartz and seating for 8. The gourmet kitchen has a Sub-Zero refrigerator, Wolf oven range, custom cabinetry (built chemical free) and a large walk-in pantry. A true chef's delight! No need to worry about stairs as the home has an elevator from the garage. A beautiful primary en-suite has French Doors to the patio, walk in closet and an elegant bath with walk in shower and soaking tub. The custom built open staircase leads you to the lower level which offers three spacious bedrooms, full bath and family room area with built in cabinets and sink for entertaining. Both floors have radiant floor heat. No need to worry about power outages as home has a generator. Loon Lake is home to a variety of fish including smallmouth bass, perch, pike & rock bass. Dreams do come true! A fabulous home, swimming, fishing, boating and waterfront sunsets! This Finger Lake gem is truly a nature paradise.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
4/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Other,See Remarks
  • Roof: Other,See Remarks
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Basement: Walk-Out Access

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Cathedral Ceiling(s),Entrance Foyer,Separate/Formal Living Room,Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Storage,Walk-In Pantry,Air Filtration,Bedroom on Main Level,Bath in Primary Bedroom,Main Level Primary,Primary Suite
  • Flooring: Ceramic Tile,Luxury Vinyl,Other,See Remarks,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Propane,Zoned,Radiant
  • Cooling features: Zoned,Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 6,513
  • Total interior livable area: 6,513 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: First

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 4674890540070001020000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Concrete Driveway,Dock,Gravel Driveway,Patio,See Remarks,Propane Tank - Owned
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Dock Access,Lake
  • Waterbody name: Loon Lake
  • Frontage length: 150

Lot

  • Lot size: 0.91 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 151 x 201

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,490$257,880
Home Insurance *$2,846$34,152
Property Taxes $7,508$90,096
Electricity $1,076$12,916
Total$32,920$395,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,128,685/yr
40% on housing$987,600/yr
45% on housing$877,866/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$653This listing

vs Other Active Listings

Avg $/sqft

ZIP 14826$188
Steuben County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 14826$72
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$4,250,000
2001-06-01Sold$159,000

For Sale by Agent

AgentKathleen E Komenda
BrokerageHoward Hanna WNY Inc.

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