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9548 Hickory Sylpk Row, Hammondsport, NY, 14840

2beds
1baths
616sqft
$189,888
$308price/sqft
$1,579/moest. monthly cost
$63,160/yrincome needed

About This Home

Rare Opportunity! Fully Furnished Seasonal Lake Cottage with Beach & Boat Docking Rights – Waneta Lake Access. Welcome to this move-in-ready seasonal cottage in the desirable Sylvan Beach community, just a short walk to Waneta Lake.............. Address is also known as: 9548 Old Hickory Road, Hammondsport, NY 14840::::::::::Perfect for a peaceful family getaway, weekend retreat, or potential rental.................... Property Highlights::::::::: 2 Bedrooms, 1 Bathroom....... Fully furnished and turnkey...... Triple lot (75’ x 100’).......... Open concept living area.......... Wraparound deck on 3 sides – ideal for entertaining......... Spacious outdoor space........... Major updates completed in 2019:::::::: new electrical, new plumbing, new flooring, updated windows, and home lifted & set on piers................ Lake Access & Amenities:::::::: Shared lake rights and transferable Sylvan Beach Association membership........ Access to Waneta Lake, shared beach area, and docking rights for your boat.......... Location & Lifestyle:::::::: Enjoy the vibrant Sylvan Beach community with movies on the beach, live music, cornhole tournaments, community gatherings, and a large park-like green space................ Bring your boat and experience some of the Finger Lakes’ best fishing and waterfront enjoyment without the waterfront price tag................. Low taxes (under $800/year) and a 1,500-gallon holding tank. Just 45 minutes from Elmira/Corning and 90 minutes from Rochester or Syracuse — the perfect easy escape.................. This fully updated, charming cottage is ready for immediate enjoyment. Don’t miss this rare opportunity in one of the Finger Lakes’ most welcoming lake communities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Other,See Remarks
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks,Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other,Pull Down Attic Stairs,See Remarks
  • Flooring: Ceramic Tile,Hardwood,Other,See Remarks,Varies
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 616
  • Total interior livable area: 616 sqft

Property

Details

  • Parcel number: 467600 078.6701021.000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Beach Access,Deeded Access,Dock Access,Lake
  • Waterbody name: Waneta Lake

Lot

  • Lot size: 7,405 sqft
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 75 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$38$456
Property Taxes $335$4,020
Electricity $246$2,954
Total$1,579$18,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,137/yr
40% on housing$47,370/yr
45% on housing$42,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 14840$326
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14840$256
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$189,888

For Sale by Agent

AgentJoseph V. Lombardo
BrokerageLombardo Homes & Estates

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