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4188 Shorewood Dr, Hammondsport, NY, 14840

3beds
3baths
3,864sqft
$839,900
$217price/sqft
$6,539/moest. monthly cost
$261,560/yrincome needed

About This Home

Welcome home to this amazing year-round lake property that has been added onto and refinished and updated from top to bottom! The oversized foyer/mudroom features radiant floor heating, a vaulted ship lap ceiling and includes plenty of storage with new soft close cabinetry and benches. This home blends the feel of casual elegance with modern day conveniences and lake house charm! The foyer area welcomes you into a large eat in kitchen with all new soft close pull-out cabinets. All updated stainless-steel appliances, quartz countertops and a large island great for gatherings and entertainment! The gorgeous dining room flows in from the kitchen and large living room features a gas fireplace. A wall of glass sliding doors accents the beautiful lakeview and allows extra light into the living areas. A covered deck compliments and provides a convenience no matter the weather! Upstairs you will find two bedrooms with built ins and plank wood accent walls, a full bath and a room that is currently being used as a dressing area but could certainly be an additional bedroom. In the lower level you will find a completely refinished space with a media room, and bar with stonework and an exercise area - adding an additional 1719 square feet of living space! There are two rooms that are currently being used as bedrooms. A full bath and laundry. A great place to unwind, relax and enjoy! Outside you will find a four-car garage with three levels. The first level is plumbed for a half bath and has 2 bays with openers. heat and electric. The second level has truck flooring, heat and electric with plenty of room for storage and the third level has been renovated with sheetrock and carpeting. This would make a great additional space to make into another cottage and or place to rent out.! In addition, next to the lake is an open concrete area with a covered bar area to enjoy at this fantastic lake property! New well 2026. Everything has been done and just waiting for someone to enjoy lake living! Generator and dock are not included in the sale of this property. Square footage per appraisal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator,Range Hood,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Granite Counters,Country Kitchen,Living/Dining Room,Quartz Counters,Bar,Bedroom on Main Level
  • Flooring: Carpet,Hardwood,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Baseboard,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,864
  • Total interior livable area: 3,864 sqft

Property

Details

  • Parcel number: 4676000920200001011000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Concrete Driveway,Deck,Hot Tub/Spa,Propane Tank - Leased
  • Has spa: Yes
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Waneta Lake
  • Frontage length: 51

Lot

  • Lot size: 8,698 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 174

Parking

  • Total spaces: 4
  • Parking features: Detached,Electricity,Garage,Workshop in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,246$50,952
Home Insurance *$172$2,064
Property Taxes $1,483$17,796
Electricity $638$7,662
Total$6,539$78,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,194/yr
40% on housing$196,170/yr
45% on housing$174,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 14840$315
Steuben County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 14840$256
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$899,900
2015-12-17Sold$212,500
2015-09-30Sold$35,757
2002-09-05Sold$4,284

For Sale by Agent

AgentDarlene S. Weiermiller
BrokerageSignature Properties

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