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21 Locust Avenue, Amityville, NY, 11701

5beds
3baths
2,086sqft
$829,000
$397price/sqft
$5,981/moest. monthly cost
$239,240/yrincome needed

About This Home

Don't miss this Exceptional opportunity to own a legal two-family home by permit on a Oversized Corner lot in the heart of Amityville. The main unit features 4 bedrooms, 2 full bathrooms, living area, dining, kitchen, full finished basement with OSE making it ideal for owner occupancy. The second house offers 1 bedroom,1 full bath, spacious kitchen and living room, finished basement, offering excellent storage and additional potential and is currently tenant occupied, providing immediate rental income. Additional highlights include separate utilities, , a detached one-car garage, and an expansive backyard with plenty of space for entertaining, recreation, or gardening. Whether you’re an investor looking to expand or looking to offset your mortgage with rental income, this well-maintained property offers outstanding flexibility and long-term value. Conveniently located near shopping, restaurants, parks, the LIRR, major highways, and other local amenities. A rare opportunity to own a property with such versatility in a desirable location—schedule your private showing today!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
4/10
3/10

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Recessed Lighting

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 2,086 sqft

Property

Details

  • Parcel number: 0101001000300012000
  • Special condition: None

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Earthquake
Hurricane
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$327$3,924
Property Taxes $1,119$13,428
Electricity $344$4,136
Total$5,981$71,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,062/yr
40% on housing$179,430/yr
45% on housing$159,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 11701$379
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11701$401
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$829,000
2025-12-04Listing removed$859,000
2025-11-11Listed for sale$859,000
2021-07-22Sold$2,900
2021-01-07Sold$385,000
2020-11-26Pending sale$425,000
2020-11-05Listed for sale$425,000
2020-09-11Listing removed$379,999
2020-02-24Listed for sale$379,999
2015-04-29Listing removed$1,100
2015-04-23Listed for rent$1,100
2013-09-30Sold$275,000
2000-01-04Sold$130,000

For Sale by Agent

AgentNicholas Adams
BrokerageCharles Rutenberg Realty Inc

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