4051 Clearwater Trl, Lonsdale, MN, 55046
About This Home
Set on 28 acres, striking 2022 Custom Built slab-on-grade home where quality craftsmanship & detail meets everyday comfort. With LP SmartSide siding finished in Diamond Kote & Marvin Essential fiberglass windows, the exterior is built to last. Inside, rich knotty alder cabinets and doors add warmth and character, while the 16-foot vaulted ceiling in the main living area creates an impressive yet inviting space. Stunning kitchen featuring SS Appliances, granite countertops, under cabinet lighting, pantry & beverage cooler. Vaulted ceilings throughout, beautiful finishes. Spacious primary with built-ins, en-suite & custom wardrobe w/drawers & hanging rack! 2024 finished bonus suite above garage features its own HVAC system. The main home also has its own HVAC, along with in-floor heat in both the house and garage. The garage is a standout feature, complete with a 50-amp RV plug, side apron, ceiling speakers, hot & cold softened water hose reel & an oversized floor drain so you can wash vehicles right inside. Outbuilding is ready to be finished to fit your needs - 60’ x 88’ w/18’ sidewalls & (3) 14’ overhead doors, 200 amp electrical service. This is a breathtaking property you truly need to see in person to appreciate.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block,Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Water Filtration System,Iron Filter,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned,Wine Cooler
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: None
Bedroom
- Level: Main
- Area: 260
- Dimensions: 13 x 20
Bedroom2
- Level: Main
- Area: 154
- Dimensions: 11 x 14
Bedroom3
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Bedroom4
- Level: Upper
- Area: 240
- Dimensions: 15 x 16
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
- Area: 592
- Dimensions: 16 x 37
Dining Room
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,540
Heating & Cooling
- Heating features: Boiler,Forced Air,Fireplace(s),In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 3,540
- Total interior livable area: 3,540 sqft
Kitchen
- Level: Main
- Area: 195
- Dimensions: 13 x 15
Laundry
- Level: Main
- Area: 70
- Dimensions: 07 x 10
Living Room
- Level: Main
- Area: 364
- Dimensions: 14 x 26
Office
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Utility Room
- Level: Main
- Area: 165
- Dimensions: 11 x 15
Property
Accessibility
- Accessibility features: No Stairs External,No Stairs Internal
Details
- Parcel number: 0610325001
- Zoning description: Agriculture
- Wooded area: 196020
- Foundation area: 2340
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Patio
- Fencing: None
Lot
- Lot size: 28 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 860 x 1300 x 880 x 1300
Parking
- Total spaces: 4
- Parking features: Attached,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rice County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,809 | $69,708 |
| Home Insurance * | $663 | $7,956 |
| Property Taxes | $1,099 | $13,188 |
| Electricity | $298 | $3,582 |
| Total | $7,869 | $94,428 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $1,249,000 |
| 2026-04-06 | Listed for sale | $1,299,000 |
| 2026-04-06 | Listing removed | $1,349,000 |
| 2026-03-10 | Listed for sale | $1,349,000 |
| 2026-03-10 | Listing removed | $1,399,000 |
| 2026-02-19 | Listed for sale | $1,399,000 |
| 2020-11-19 | Sold | $205,000 |
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