62 Charlotte Cv, Cadiz, KY, 42211
About This Home
Stunning Waterfront Brick Home With Year-round Views Of Lake . Impressive 5-bedroom, 3-bath Home Offers Spacious Living With Exceptional Features Throughout. Nestled On Three Large Lots, The Property Boasts Breathtaking Lake Views Year-round And Is Located Less Than 2 Miles From A Boat Ramp—perfect For Lake Lovers! Enjoy An Open-concept Main Living Area Featuring A Vaulted Ceiling, A Large Living Room With A Cozy Gas-log Fireplace, And A Gourmet Kitchen Equipped With Granite Countertops, A Massive Island, Gas Stove, And Walk-in Pantry. The Main Level Features 10-foot Ceilings, While The Fully Finished Basement Offers 9-foot Ceilings, Luxury Vinyl Flooring, And A Second Gas-log Fireplace. The Primary Suite Includes A Spacious Walk-in Closet And A Beautifully Tiled Walk-in Shower. Relax Or Entertain On The Screened-in Upper Deck And Lower Patio, Both Offering Serene Views Of Barkley Lake. Conveniently Located Near The Main Channel, Ideal For Full-time Living, Retreat, Or Vacation Rental
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Dimensional Shingle
- Construction materials: Frame,Brick/Siding,Dry Wall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove
- Laundry features: Utility Room,Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Living/Dining
Features
- Ceiling Fan(s),Closet Light(s),Tray/Vaulted Ceiling,Walk-In Closet(s),High Ceilings
- Window features: Screens,Thermal Pane Windows,Vinyl Frame
- Flooring: Laminate,Tile
- Fireplace features: Basement,Family Room,Gas Log,Great Room,Two or More,Vented
- Fireplace: Yes
- Finished area below ground: 1,320
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 3,420
- Total interior livable area: 3,420 sqft
Kitchen
- Features: Eat-in Kitchen,Pantry
Property
Details
- Parcel number: S1516187
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered Porch,Deck,Patio,Screened Porch/Room
- Exterior features: Lighting,Not Open to Moorage
- On waterfront: Yes
- Waterfront features: Waterfront,Barkley Lake
- Waterbody name: Barkley Lake
Lot
- Lot size: 0.80 Acres
- Features: Trees,County
Parking
- Parking features: Circular Driveway,Concrete Drive,Paved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $410 | $4,920 |
| Property Taxes | $277 | $3,324 |
| Electricity | $270 | $3,241 |
| Total | $3,733 | $44,796 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-31 | Listed for sale | $579,000 |
| 2025-06-09 | Listing removed | $543,000 |
| 2025-05-29 | Price change | $543,000 |
| 2025-04-04 | Price change | $545,000 |
| 2024-11-29 | Price change | $547,000 |
| 2024-08-01 | Price change | $549,000 |
| 2024-05-25 | Price change | $560,000 |
| 2024-05-15 | Price change | $575,000 |
| 2023-05-08 | Price change | $589,000 |
| 2023-05-01 | Price change | $598,000 |
| 2023-04-24 | Price change | $609,000 |
| 2023-04-17 | Price change | $615,000 |
| 2023-03-13 | Price change | $620,000 |
| 2023-01-21 | Listed for sale | $635,000 |
| 2022-10-25 | Sold | $550,000 |
| 2019-11-15 | Sold | $6,000 |
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