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75 S Bay Drive, Babylon, NY, 11702

2beds
1baths
776sqft
$749,999
$966price/sqft
$5,363/moest. monthly cost
$214,520/yrincome needed

About This Home

Canal front home, middle of quiet street. 40ft of updated bulkhead large deck plus patio full outdoor kitchen with hot tub great for outdoor living and entertaining. Quick access to the great south bay for a last minute boat ride to local beaches or countless waterfront destinations. 2 Bed rm, 1 Bath vaulted ceilings hardwood floors updated kitchen, Gas heat, Central air great option for boat lover looking to downsize and stay local. Home is located in the coveted area of Babylon's Frederick Shores. West Babylon school district. True taxes with zero deductions $ 11,392.52.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
South Bay SchoolGrades K-51.2 mi
7/10

Construction

Condition

  • Year built: 1939

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Hardwood,Tile,Wood
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 776
  • Total interior livable area: 776 sqft

Property

Details

  • Parcel number: 0102020000100041000
  • Special condition: None

Features

  • Fencing: Back Yard,Partial
  • On waterfront: Yes
  • Waterfront features: Canal Access,Canal Front

Lot

  • Lot size: 1,040 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$313$3,756
Property Taxes $1,012$12,144
Electricity $246$2,954
Total$5,363$64,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,874/yr
40% on housing$160,890/yr
45% on housing$143,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$966This listing

vs Other Active Listings

Avg $/sqft

ZIP 11702$479
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11702$405
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$799,000
2018-11-16Sold$415,000
2018-09-20Pending sale$419,900
2018-08-03Price change$419,900
2018-05-23Price change$429,000
2018-04-05Pending sale$432,000
2018-01-11Listed for sale$432,000
2013-11-05Sold$365,000
2013-07-20Listed for sale$375,000
2011-04-30Listing removed$399,000
2011-03-25Listed for sale$399,000
2004-03-31Sold$322,000

For Sale by Agent

AgentDavid L. White
BrokerageOwner Entry.com

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