




45 Hillside Dr W, Sag Harbor, NY, 11963
About This Home
This four bedroom, three bath contemporary home offers an open living and dining area with hardwood floors, vaulted ceilings, skylights, and wood burning fireplace. There is a recently updated eat-in-kitchen with granite countertops. The spacious en-suite Primary offers lots of closet space. A finished lower above grade level provides extra living space and has a full bath along with stairs leading out to the gunite heated pool. The property is nicely landscaped with a substantial deck. Convenient location near bay beaches for water sports and minutes to the heart of the Village.
Getting Around
Schools
Construction
Condition
- Year built: 1998
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Features
- Fireplace: Yes
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 0302004000400007000
Features
- Stories: 1
- Private pool: Yes
- Pool features: Heated
Lot
- Lot size: 9,583 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,099 | $133,188 |
| Home Insurance * | $962 | $11,544 |
| Property Taxes | $2,963 | $35,556 |
| Electricity | $246 | $2,954 |
| Total | $15,270 | $183,240 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-21 | Listing removed | $8,500 |
| 2026-02-21 | Listed for sale | $2,195,000 |
| 2025-12-15 | Listed for rent | $8,500 |
| 2025-12-15 | Listing removed | $2,195,000 |
| 2025-11-03 | Listing removed | $8,500 |
| 2025-09-23 | Listed for rent | $8,500 |
| 2025-08-17 | Price change | $2,195,000 |
| 2025-06-05 | Price change | $2,295,000 |
| 2024-12-11 | Listed for sale | $2,495,000 |
| 2024-11-07 | Listing removed | $8,000 |
| 2024-10-05 | Listed for rent | $8,000 |
| 2022-01-01 | Listing removed | -- |
| 2021-09-13 | Price change | $8,333 |
| 2021-09-09 | Price change | $100,000 |
| 2021-06-21 | Price change | $8,333 |
| 2021-06-19 | Price change | $32,500 |
| 2021-06-16 | Price change | $7,000 |
| 2021-05-26 | Price change | $7,916 |
| 2021-05-10 | Listed for rent | $28,333 |
| 2021-01-29 | Listing removed | -- |
| 2020-01-24 | Price change | $16,000 |
| 2019-07-04 | Listed for rent | $5,000 |
| 2019-04-22 | Listing removed | $58,000 |
| 2018-03-10 | Price change | $58,000 |
| 2018-03-01 | Listed for rent | $5,000 |
| 2016-02-23 | Sold | $635,000 |
| 2012-09-14 | Sold | $467,500 |
For Sale by Agent
