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45 Hillside Dr W, Sag Harbor, NY, 11963

4beds
3baths
0sqft
$2,195,000
--price/sqft
$15,270/moest. monthly cost
$610,800/yrincome needed

About This Home

This four bedroom, three bath contemporary home offers an open living and dining area with hardwood floors, vaulted ceilings, skylights, and wood burning fireplace. There is a recently updated eat-in-kitchen with granite countertops. The spacious en-suite Primary offers lots of closet space. A finished lower above grade level provides extra living space and has a full bath along with stairs leading out to the gunite heated pool. The property is nicely landscaped with a substantial deck. Convenient location near bay beaches for water sports and minutes to the heart of the Village.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0302004000400007000

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$962$11,544
Property Taxes $2,963$35,556
Electricity $246$2,954
Total$15,270$183,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$523,542/yr
40% on housing$458,100/yr
45% on housing$407,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,684
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Listing removed$8,500
2026-02-21Listed for sale$2,195,000
2025-12-15Listed for rent$8,500
2025-12-15Listing removed$2,195,000
2025-11-03Listing removed$8,500
2025-09-23Listed for rent$8,500
2025-08-17Price change$2,195,000
2025-06-05Price change$2,295,000
2024-12-11Listed for sale$2,495,000
2024-11-07Listing removed$8,000
2024-10-05Listed for rent$8,000
2022-01-01Listing removed--
2021-09-13Price change$8,333
2021-09-09Price change$100,000
2021-06-21Price change$8,333
2021-06-19Price change$32,500
2021-06-16Price change$7,000
2021-05-26Price change$7,916
2021-05-10Listed for rent$28,333
2021-01-29Listing removed--
2020-01-24Price change$16,000
2019-07-04Listed for rent$5,000
2019-04-22Listing removed$58,000
2018-03-10Price change$58,000
2018-03-01Listed for rent$5,000
2016-02-23Sold$635,000
2012-09-14Sold$467,500

For Sale by Agent

AgentRaphael Avigdor - Associate Real Estate Broker
BrokerageDouglas Elliman Real Estate

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