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1 Carver St, Sag Harbor, NY, 11963

3beds
4baths
3,000sqft
$3,850,000
$1,283price/sqft
$26,848/moest. monthly cost
$1,073,920/yrincome needed

About This Home

Perched at one of the village's highest points, 1 Carver Street is an architectural sanctuary designed for the sophisticated entertainer. This light-drenched contemporary balances gallery-style aesthetics with the vibrant, walkable energy of Sag Harbor Village. A soaring atrium with a custom white oak staircase connects two distinct wings. The two-story great room, framed by walls of glass and a sleek fireplace, creates a luminous backdrop for showcasing significant art. The chef's kitchen-featuring custom cabinetry and Viking/Fisher & Paykel appliances-flows effortlessly into the dining areas, making it a premier venue for hosting. Beyond the automated gated entrance lies a private paradise. A brand-new gunite pool and spa are surrounded by extensive professional landscaping, all brought to life at night by stunning architectural lighting. The covered rooftop deck offers built-in seating and panoramic, distant water views-the ultimate setting for sunset cocktails. Experience total seclusion and extreme convenience, just moments from the world-class dining and deep-water docks of Sag Harbor's historic center.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 0302006001000012000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,467$233,604
Home Insurance *$1,689$20,268
Property Taxes $5,197$62,364
Electricity $495$5,949
Total$26,848$322,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$920,502/yr
40% on housing$805,440/yr
45% on housing$715,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,283This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,686
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$3,850,000
2026-04-26Price change$3,150,000
2026-04-26Listed for sale$3,850,000
2025-10-02Sold$2,100,000
2025-07-30Pending sale$2,200,000
2025-07-30Listing removed$2,200,000
2025-07-24Pending sale$2,200,000
2025-07-23Listing removed$2,200,000
2025-06-10Pending sale$2,200,000
2024-10-10Price change$2,200,000
2024-07-03Listed for sale$2,350,000
2024-06-24Listing removed$2,350,000
2024-05-22Price change$2,350,000
2023-08-18Price change$2,500,000
2023-05-01Listed for sale$2,650,000

For Sale by Agent

AgentNicole Tunick - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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