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246 Hampton St, Sag Harbor, NY, 11963

3beds
3baths
2,000sqft
$1,650,000
$825price/sqft
$11,623/moest. monthly cost
$464,920/yrincome needed

About This Home

Ready for immediate luxury living in 2026, just moments from Sag Harbor Village. This cedar-shake traditional offers a polished Hamptons setting with a pool, hot tub, and bright, beachy interiors. The 2-story home features 2,000 +/- SF of living space with 3 bedrooms, 2.5 baths, and radiant heated floors. The main level is designed for easy everyday living, with a spacious living room, comfortable den, and an eat-in kitchen with stainless steel appliances. A nearby dining area opens through glass doors to the rear patio, creating a natural connection to the outdoor entertaining spaces. Upstairs, the generous ensuite primary bedroom includes a renovated bath and walk-in closet, while two additional bedrooms share a full bath. Outside, the property is designed for classic Hamptons living, with sunny poolside lounging, al fresco dining, and evenings in the hot tub. Set just outside Sag Harbor Village, the home offers convenient access to village restaurants, shops, marinas, bay beaches, and nearby golf.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 0302006001300002000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.32 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$723$8,676
Property Taxes $2,227$26,724
Electricity $330$3,966
Total$11,623$139,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$398,502/yr
40% on housing$348,690/yr
45% on housing$309,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$825This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,692
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$1,650,000
2025-12-31Listing removed$1,585,000
2025-12-10Listed for sale$1,585,000
2025-10-08Listing removed$1,585,000
2025-03-08Price change$1,585,000
2024-03-05Price change$1,535,000
2023-11-16Price change$1,650,000
2023-06-04Listing removed--
2023-06-04Price change$1,795,000
2023-03-31Listed for rent$25,000
2022-09-28Listed for sale$1,900,000
2022-09-20Listing removed--
2022-05-03Listed for sale$1,900,000
2004-10-29Sold$563,000
1996-05-30Sold$125,000
1993-11-10Sold$144,500

For Sale by Agent

AgentVincent Horcasitas - Associate Real Estate Broker
BrokerageSaunders & Associates

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