144 Greenwich St, Montauk, NY, 11954
About This Home
Embrace coastal living in this beautifully appointed three-bedroom, two-bathroom home in the heart of Montauk. The open-concept first floor offers effortless flow between the spacious kitchen, dining area, and inviting living room-complete with a cozy wood-burning stove, perfect for cool seaside evenings. Two comfortable bedrooms and a full bath complete this level. Upstairs, the private primary suite offers a tranquil escape with its own balcony overlooking the surrounding landscape. This level also offers an office/guest space for additional room. Step outside to enjoy Montauk's natural beauty: a large yard, fire pit area, and outdoor shower create the ideal setting for relaxation and entertaining. A full unfinished basement adds generous storage and flexibility for your needs. Centrally located, this home offers convenient access to Montauk's beaches, restaurants, shops, and local attractions-making it the perfect retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 0300019000300040001
Features
- Stories: 2
Lot
- Lot size: 0.35 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,354 | $112,248 |
| Home Insurance * | $630 | $7,560 |
| Property Taxes | $2,497 | $29,964 |
| Electricity | $247 | $2,974 |
| Total | $12,728 | $152,736 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Price change | $1,995,000 |
| 2025-11-18 | Listed for sale | $2,150,000 |
| 2025-01-04 | Listing removed | $5,500 |
| 2025-01-02 | Listed for rent | $5,500 |
| 2011-09-12 | Sold | $670,000 |
| 1999-05-20 | Sold | $222,000 |
For Sale by Agent
View on Zillow