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18 Hoppin Avenue, Montauk, NY, 11954

4beds
3baths
2,080sqft
$2,800,000
$1,346price/sqft
$19,234/moest. monthly cost
$769,360/yrincome needed

About This Home

Start your day with a very short stroll to the one of the best surfing beaches on the East Coast! Enjoy a healthy breakfast/lunch at one of Montauks renowned Health Food trucks, The Ditch Witch! It is such a great place to start your day, at the beach, meeting many of your fellow surfers and fisherman to discuss the days oceans offerings! Just listed is this four bedroom, 3 full bath home on 18 Hoppin Ave located in the popular Ditch Plains community. The layout of this home is open and spacious as well as pockets of privacy tucked in here and there. There are two large separate living areas! Ditch has always been one of Montauks finest beach communities. Check this amazing Beach House out soon!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Montauk SchoolGrades PK-82.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 1981

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Cooktop,Electric Range,Freezer,Microwave,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Ceiling Fan(s),Dry Bar,Entrance Foyer,Granite Counters,Kitchen Island,Master Downstairs,Natural Woodwork,Open Floorplan,Open Kitchen,Storage
  • Flooring: Combination
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 0300030000600025000
  • Special condition: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,158$169,896
Home Insurance *$953$11,436
Property Taxes $3,780$45,360
Electricity $343$4,124
Total$19,234$230,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$659,451/yr
40% on housing$577,020/yr
45% on housing$512,906/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,346This listing

vs Other Active Listings

Avg $/sqft

ZIP 11954$1,498
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11954$870
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$2,950,000
2025-11-15Listing removed$2,950,000
2025-08-19Price change$2,950,000
2025-05-01Listed for sale$2,999,999

For Sale by Agent

AgentMary E. Lappin Marmorowski
BrokerageDouglas Elliman Real Estate

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