45 Ditch Plains Rd, Montauk, NY, 11954
About This Home
Crafted with a keen eye for coastal modernism, this 1,500-square-foot Ditch Plains sanctuary is designed to dissolve the boundaries between indoors and out. Vaulted ceilings and expansive glass windows flood the open-concept living space with natural light. White oak floors underfoot lead you through a seamless transition from the designer kitchen—outfitted with professional-grade appliances—to the dining and lounging areas. With 3 bedrooms and 3 spa-like baths, the layout is meticulously planned for privacy. The second floor is a dedicated sanctuary featuring two en-suite bedrooms, a cozy sitting gallery, and private sun decks that overlook the lush 0.46-acre grounds. Bordered by the dramatic bluffs of Shadmoor State Park and the rugged beauty of Rheinstein Park, your backyard extends into hundreds of acres of protected coastal trails.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: No
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 0300032000500013000
Features
- Stories: 2
Lot
- Lot size: 0.46 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,681 | $200,172 |
| Home Insurance * | $1,123 | $13,476 |
| Property Taxes | $4,453 | $53,436 |
| Electricity | $247 | $2,974 |
| Total | $22,504 | $270,048 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Price change | $3,299,000 |
| 2026-01-17 | Listing removed | $23,333 |
| 2026-01-16 | Listed for sale | $3,499,000 |
| 2025-12-16 | Listed for rent | $23,333 |
| 2025-11-01 | Listing removed | $10,000 |
| 2025-10-01 | Price change | $10,000 |
| 2025-07-01 | Price change | $15,000 |
| 2025-06-01 | Price change | $13,000 |
| 2025-03-08 | Price change | $10,000 |
| 2025-01-12 | Listed for rent | $21,666 |
| 2025-01-01 | Listing removed | $21,666 |
| 2024-12-12 | Listed for rent | $6,000 |
| 2024-12-01 | Listing removed | $6,000 |
| 2024-11-20 | Listed for rent | $8,000 |
| 2024-11-07 | Listing removed | $8,000 |
| 2024-11-05 | Price change | $8,000 |
| 2024-10-01 | Price change | $10,000 |
| 2024-07-01 | Price change | $15,000 |
| 2024-06-01 | Price change | $13,000 |
| 2024-02-20 | Price change | $10,000 |
| 2024-01-21 | Listed for rent | $20,000 |
| 2022-01-01 | Listing removed | -- |
| 2021-09-13 | Price change | $5,000 |
| 2021-09-09 | Price change | $2,500 |
| 2021-06-23 | Listed for rent | $5,000 |
For Sale by Agent
View on Zillow