23 Surfside Ave, Montauk, NY, 11954
About This Home
Ideally located in Montauk, this beach house offers an incredible opportunity just moments from the ocean and town. The home features four bedrooms and two and a half bathrooms, with a spacious, open-concept living, kitchen, and dining area on the second floor designed to take advantage of the ocean views. Expansive decking provides plenty of space for outdoor entertaining, relaxing, and enjoying the coastal setting. Whether you choose to renovate and reimagine the existing home or start anew and create your dream Montauk retreat, this property presents an exciting opportunity in a truly prime location.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Fireplace: Yes
Interior Area
- Total structure area: 1,567
- Total interior livable area: 1,567 sqft
Property
Details
- Parcel number: 0300049000500018000
Features
- Stories: 2
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.32 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,144 | $181,728 |
| Home Insurance * | $1,019 | $12,228 |
| Property Taxes | $4,043 | $48,516 |
| Electricity | $258 | $3,107 |
| Total | $20,464 | $245,568 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $2,995,000 |
| 2026-07-22 | Listed for sale | $2,995,000 |
For Sale by Agent
View on Zillow