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26 Birch Dr, Montauk, NY, 11954

3beds
3baths
3,564sqft
$2,450,000
$687price/sqft
$17,117/moest. monthly cost
$684,680/yrincome needed

About This Home

Discover a unique opportunity to create your perfect sanctuary. Nestled in a prime location south of the highway with breathtaking ocean views, this 3564 sq ft property offers the ideal canvas for renovating and making your dream home a reality. The home is a 3-bedroom, 2.5 bath, 3 fireplaces, pool, 2-car garage, and finished lower level on .91 acre. Whether you're seeking a tranquil retreat or a stylish coastal masterpiece, this home offers the potential to become exactly what you've envisioned. Your private escape for relaxing by the pool or hosting. For beach enthusiasts, the legendary white sand Atlantic Ocean beaches are a mere less than a mile away plus the iconic Gurney's Inn Resort and Spa. Don't hesitate to transform this Montauk property into your dream home today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Montauk SchoolGrades PK-82.0 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,564
  • Total interior livable area: 3,564 sqft

Property

Details

  • Parcel number: 0300067000300012000

Features

  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 0.91 Acres

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$834$10,008
Property Taxes $3,307$39,684
Electricity $588$7,067
Total$17,117$205,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$586,868/yr
40% on housing$513,510/yr
45% on housing$456,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$687This listing

vs Other Active Listings

Avg $/sqft

ZIP 11954$1,511
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11954$870
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$2,450,000
2026-01-12Listing removed$2,450,000
2025-09-11Price change$2,450,000
2025-04-03Price change$2,550,000
2024-12-13Listed for sale$2,700,000

For Sale by Agent

AgentKerrie Burke - Real Estate Sales Person
BrokerageCompass

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