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13504 Oakridge Dr, Kearney, MO, 64060

4beds
3baths
3,763sqft
$839,000
$223price/sqft
$5,799/moest. monthly cost
$231,960/yrincome needed

About This Home

Stunning ranch home with all of the bells and whistles! Walk into this home and love it at first sight. Oak floors in the entry, main great room and the kitchen area. Large island with beautiful custom cabinets and counter tops. Upgraded appliances, fixtures and trim throughout. Walk into the pantry and pour your morning coffee at the coffee bar then sit on the covered deck and watch the wildlife. Did I mention the spacious drop zone and laundry room? The 3 car garage has epoxy coated floor. The great room offers a beautiful wall of cabinets, shelves and fireplace. Walk into the Owners Suite and love the three tier racks in the closet. Tile floor in the bath, walk in closet and a double vanity. Bedroom two and three with a full bath are on the main level. Walk to the lower level and say hello to the suspended garage which has its own driveway entry. A large wet bat in the family room, the fourth bedroom and full bath. Sit on the extended patio if you like too! The home has many upgrades such as motorized blinds with a warranty, Blink camera, garage doors with an app., HVAC with two seperate zones, controlled sprinkler system with app. propane back up for the heat pump, the tv in the great room stays, two touch "opens" trash cans in the island, propane is available on the deck.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Kearney Elementary SchoolGrades PK-53.6 mi
7/10
Kearney Middle SchoolGrades 6-73.9 mi
9/10
Kearney High SchoolGrades 10-123.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: LORA
  • Builder name: NTJ

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,263

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,763
  • Total interior livable area: 3,763 sqft

Property

Details

  • Parcel number: 111030005013.04

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.66 Acres
  • Features: Acreage

Parking

  • Total spaces: 5
  • Parking features: Built-In
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$529$6,348
Property Taxes $741$8,892
Electricity $287$3,448
Total$5,799$69,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,822/yr
40% on housing$173,970/yr
45% on housing$154,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 64060$221
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64060$188
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$869,000
2026-03-20Listed for sale$895,000
2023-04-03Sold--
2023-03-13Pending sale$97,200
2023-03-08Contingent$97,200
2023-02-18Price change$97,200
2023-01-13Listed for sale$102,200
2023-01-01Listing removed--
2022-12-27Price change$102,200
2022-11-17Price change$110,000
2022-10-21Price change$113,240
2022-09-13Price change$119,900
2022-08-20Listed for sale$129,900

For Sale by Agent

AgentClemons Home Team
BrokerageRE/MAX Innovations

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