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147 Highland Cir, Zumbrota, MN, 55992

2beds
2baths
1,415sqft
$330,000
$233price/sqft
$2,486/moest. monthly cost
$99,440/yrincome needed

About This Home

Single level living at its finest! This 2 bedroom, 2 bathroom townhome features an open floor plan, primary suite with a walk-in closet and private bath, and a light-filled sun room complete with a gorgeous fireplace. The kitchen boasts a center island, granite countertops, and light and bright white cabinetry. The home is fitted with natural woodwork and beautiful paneled doors. The backyard patio is just waiting for you to enjoy the Minnesota summer! Located just steps away from the Zumbrota Golf Course with easy access for commuting to Red Wing, Rochester, and the Twin Cities. Make this one yours today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,415

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main

Interior Area

  • Total structure area: 1,415
  • Total interior livable area: 1,415 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Sun Room

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 723880140
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1415

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 82 x 50

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Drought
Heat Wave
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$209$2,508
Property Taxes $439$5,268
Electricity $170$2,050
Total$2,486$29,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,234/yr
40% on housing$74,580/yr
45% on housing$66,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 55992$161
Goodhue County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 55992$190
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$349,900
2026-04-09Listed for sale$359,900

For Sale by Agent

AgentBen Olsen
BrokerageIntegrity Realty

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