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175 Franklin Street, Patchogue, NY, 11772

3beds
1baths
1,595sqft
$549,999
$345price/sqft
$4,014/moest. monthly cost
$160,560/yrincome needed

About This Home

Don't miss this amazing opportunity to make this charming ranch your own! Situated on a beautifully landscaped corner lot, this spacious 3-bedroom, 1-bath home is full of potential. Step into the welcoming foyer, which leads to a large eat-in kitchen, formal dining room, and a cozy sitting room—perfect for entertaining or relaxing. The inviting living room features a beautiful brick wood-burning fireplace with an electric insert, creating a warm and comfortable gathering space. Three generously sized bedrooms and hardwood floors throughout add to the home's appeal. The oversized full bathroom includes a convenient laundry area for everyday ease. Additional updates include a roof that's only 5 years old. Outside, enjoy the privacy of a fully fenced yard with white PVC fencing, a spacious deck with a covered pergola, and a large storage shed. With endless possibilities and a fantastic layout, this home is ready for its next owner to make it their own!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Medford Elementary SchoolGrades PK-50.5 mi
6/10
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,Entrance Foyer,Formal Dining
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,595
  • Total interior livable area: 1,595 sqft

Property

Details

  • Parcel number: 0200973400100005000
  • Special condition: None

Features

  • Patio & porch: Deck,Porch
  • Fencing: Fenced,Full

Lot

  • Lot size: 0.25 Acres
  • Features: Corner Lot,Near School,Near Shops,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$228$2,736
Property Taxes $742$8,904
Electricity $263$3,163
Total$4,014$48,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,622/yr
40% on housing$120,420/yr
45% on housing$107,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 11772$350
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11772$402
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$549,999
2026-07-03Listed for sale$549,999
2018-02-20Sold$100,000

For Sale by Agent

AgentHeather Milheiser
BrokerageSignature Premier Properties

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