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60 Hubbard Avenue, Riverhead, NY, 11901

3beds
2baths
1,110sqft
$680,000
$613price/sqft
$4,846/moest. monthly cost
$193,840/yrincome needed

About This Home

Welcome to this beautifully maintained Cape Cod, move-in ready from top to bottom. Three bedrooms, two full baths, and a full finished basement give this home real flexibility, with an updated kitchen, gleaming floors, and a bright, comfortable layout throughout. Step outside to a private, fully fenced backyard built for entertaining, anchored by an inground pool and patio. Set minutes from downtown Riverhead's waterfront dining and the Suffolk Theater, with easy access to North Fork wine country and the Hamptons. Pride of ownership shows in every room.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Riverhead Middle SchoolGrades 6-81.4 mi
3/10

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Finished,Full,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Open Floorplan,Pantry
  • Attic: Crawl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,110
  • Total interior livable area: 1,110 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0600111000100035000
  • Special condition: None

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground,Vinyl
  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Front Yard,Landscaped,Near Golf Course,Near Public Transit,Near School,Near Shops,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$244$2,928
Property Taxes $918$11,016
Electricity $246$2,954
Total$4,846$58,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,148/yr
40% on housing$145,380/yr
45% on housing$129,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$613This listing

vs Other Active Listings

Avg $/sqft

ZIP 11901$385
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11901$459
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$680,000
2009-04-17Listing removed$389,990
2008-05-17Listed for sale$389,990
2006-12-12Sold$355,350
2001-05-16Sold$141,500

For Sale by Agent

AgentSalvatore Catalano
BrokerageSignature Premier Properties

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