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111 Scottown Rd, Beaver Dam, KY, 42320

3beds
3baths
2,507sqft
$475,000
$189price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Thinking about building? This custom-built, all-brick home says don't bother. CUSTOM-BUILT COUNTRY DREAM! 111 Scottown Rd. Beaver Dam, KY (ECHOLS AREA) This beautifully landscaped, all-brick home offers excellent quality construction and a perfect one-level layout designed for comfort, convenience, and everyday living. 2,507 SF - all on one level 3 Bedrooms | 2.5 Baths Open-concept kitchen & family room - ideal for entertaining Attached 2-car garage Central heat & air Vacant & move-in ready Situated on 1.50 peaceful acres, this property also features a HUGE metal shop with an office-perfect for storage, hobbies, or a small business setup Outdoor lovers will appreciate being near the Green River for boating, hiking, and fishing, plus access to some of the best public-land hunting Kentucky has to offer Location perks you'll love: • Within 10 minutes of downtown Beaver Dam • Only 40 minutes to city life Enjoy quiet country living without giving up convenience. Offered at $589,000. Now Only $489,000

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Western Elementary SchoolGrades PK-62.4 mi
7/10
7/10
Ohio County High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Brick,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Laminate,Tile
  • Finished area above ground: 2,507

Heating & Cooling

  • Heating features: Gas,Propane,Forced Air,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 2,507
  • Total interior livable area: 2,507 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 14930C
  • Lease amount: 0

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Covered Porch,Deck
  • Has view: Yes
  • View description: Street,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1.50 Acres
  • Features: Pool,Trees

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Earthquake
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$343$4,116
Property Taxes $397$4,764
Electricity $197$2,375
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 42320$124
Ohio County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 42320—
Ohio County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$475,000
2026-04-02Price change$489,000
2026-02-26Listed for sale$589,000

For Sale by Agent

AgentAlan Maddox
BrokerageFive Star Realty

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