
14 Beach Plum Lane, Saint James, NY, 11780
About This Home
Nestled in a beach community with access to a private beach (dues required), this beautifully crafted coastal residence offers the perfect blend of luxury, comfort, and modern convenience. Featuring a timeless cedar shingle exterior and stunning water views from multiple balconies, this exceptional home was thoughtfully designed with high-end finishes throughout. The open and airy living spaces showcase vaulted ceilings, white oak flooring, and motorized shades in the living room, kitchen, and dinette area. A wood-burning fireplace creates a warm and inviting focal point, while custom cabinetry, a Cooper farmhouse sink, induction stove and premium details elevate the chef’s kitchen. Step outside to enjoy the spacious deck with retractable awning, outdoor shower, sprinkler system, and beautifully designed exterior spaces ideal for entertaining. The third-floor primary suite is a true retreat, complete with a private balcony overlooking the water, en suite bath, and custom maple-finished closets with maple drawers. Additional luxury features include radiant heated tile flooring on the first floor, heat pump systems servicing the main and third floors, smart thermostats, Ring doorbell system, Kohler generator, recessed hinges, European magnetic door strikes, and sprinkler protection for third-floor exit access. Additional highlights include a two car garage, U-shaped driveway, and excellent proximity to local amenities. Enjoy easy access to Long Beach Town Park, located nearby, just 0.6 miles from Smithtown Bay Yacht Club, approximately 6 miles to the Long Island Rail Road station in St. James. A rare opportunity to enjoy refined coastal living with luxury finishes, smart-home features, and breathtaking surroundings.
Getting Around
Schools
Construction
Condition
- Year built: 1972
Materials
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Oven,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- First Floor Bedroom,Eat-in Kitchen,Granite Counters,Open Kitchen
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Crawl
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 802 6310.0
- Special condition: None
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access
Lot
- Lot size: 0.51 Acres
- Lot size dimensions: .51
Parking
- Total spaces: 2
- Parking features: Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,042 | $72,504 |
| Home Insurance * | $550 | $6,600 |
| Property Taxes | $1,613 | $19,356 |
| Electricity | $495 | $5,949 |
| Total | $8,700 | $104,400 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $1,275,000 |
| 2015-08-13 | Sold | $318,000 |
| 2014-07-14 | Sold | $804,750 |
