41 Oak Street, Smithtown, NY, 11787
About This Home
Welcome to 41 Oak Street. This inviting High Ranch offers exceptional curb appeal with stately pillars, shingle style vinyl siding, Fieldstone accents, paver walkways, a charming Arbor enhancing the entrance to the backyard and an oversized Belgian Block lined driveway. The home is surrounded by mature landscaping offering natural privacy and a serene setting. Step inside to discover gleaming hardwood floors, sunlit living spaces enhanced by bay and bow windows, custom hand carved wood detailing and stain glass accents that create a warm inviting ambiance. The beautifully appointed kitchen, expansive den with a large skylight and a tastefully renovated full bathroom further enhance the home’s appeal. The versatile lower level offers excellent potential for extended living with proper permits. The sliding glass doors leads to your own private retreat. Multi-level Trex and wood decking with handcrafted built in benches, tiered wood walkways, a custom awning, tranquil fish pond, and a sparkling 20x40 in ground pool surrounded by stone pavers featuring a new liner complete this thoughtfully designed outdoor space. Additional highlights include a new 275 gallon Roth Oil tank, 200-Amp electrical service, a new first floor central air conditioning system, and a roof and siding that are approximately 10 yrs. old. Conveniently located near Smithtown Beaches, Smithtown Landing Golf and Country Club. All of-this is set on .50 acres in a truly desirable location. Don’t miss this wonderful opportunity to make this home your own and create lasting memories for years to come.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Actual
- Year built: 1970
Materials
- Foundation: Concrete Perimeter
- Construction materials: Shingle Siding,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Hi Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,ENERGY STAR Qualified Appliances,Microwave,Refrigerator,Stainless Steel Appliance(s),Trash Compactor,Washer
- Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Basement: None
Bathroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
Dining Room
- Level: First
Features
- Ceiling Fan(s),Chandelier,Crown Molding,Entrance Foyer,Granite Counters,High Speed Internet,Natural Woodwork,Open Kitchen,Original Details,Recessed Lighting,Storage
- Window features: Bay Window(s),Blinds,Double Pane Windows,ENERGY STAR Qualified Windows,Screens,Skylight(s),Storm Window(s),Wood Frames
- Flooring: Ceramic Tile,Hardwood,Laminate,Tile
- Fireplace features: None
- Attic: Full
Heating & Cooling
- Heating features: Baseboard,Hot Water,Oil
- Cooling features: Central Air,Ductwork
Interior Area
- Total structure area: 1,783
- Total interior livable area: 1,783 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Other
- Level: First
Other
- Level: Lower
Property
Details
- Parcel number: 0800035000100006000
- Special condition: None
Features
- Levels: Two
- Private pool: Yes
- Pool features: Diving Board,Fenced,In Ground,Solar Cover,Vinyl
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Awning(s),Garden,Lighting,Mailbox,Rain Gutters
- Fencing: Back Yard,Full,Vinyl,Wood
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.50 Acres
- Features: Back Yard,Front Yard,Landscaped,Near Golf Course,Near Public Transit,Near School,Near Shops,Private,Sprinklers In Front,Stone/Brick Wall,Wooded
Parking
- Total spaces: 2
- Parking features: Driveway,Garage,Garage Door Opener,Oversized,Private
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $1,146 | $13,752 |
| Electricity | $294 | $3,535 |
| Total | $6,008 | $72,096 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $849,000 |
| 2026-07-23 | Listed for sale | $899,999 |
For Sale by Agent
View on Zillow