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234 Townline Road, Commack, NY, 11725

4beds
3baths
2,073sqft
$929,999
$449price/sqft
$6,597/moest. monthly cost
$263,880/yrincome needed

About This Home

Beautifully maintained 4-bedroom, 2.5-bath Colonial set on a half-acre property perfect for indoor comfort and outdoor living. The backyard is your own private retreat featuring a saltwater in-ground pool, hot tub, gazebo, and basketball court. Inside, you'll find a bright, open layout with soaring ceilings, exposed beams, and abundant natural light. The updated chef's kitchen features stainless steel appliances (5 years old) and flows seamlessly into the main living & dining spaces, with a modern electric fireplace creating a warm focal point. First floor also features a laundry room, a half-bath, and direct access to the oversized two-car garage. Upstairs offers a spacious primary suite with a walk-in closet and private ensuite bath, along with three additional bedrooms and a hall bathroom with double sinks. Additional updates include a brand-new boiler, well-maintained utilities, and a widened driveway for added convenience. A home that's been thoughtfully cared for inside and out, ready for its next chapter!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
North Ridge SchoolGrades K-20.3 mi
6/10
Commack Middle SchoolGrades 6-83.5 mi
9/10
Commack High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Chefs Kitchen,Crown Molding,Double Vanity,Eat-in Kitchen,Formal Dining,High Ceilings,Kitchen Island,Natural Woodwork,Open Floorplan,Open Kitchen,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Smart Thermostat,Stone Counters
  • Window features: Blinds,Oversized Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Crawl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,046
  • Total interior livable area: 2,073 sqft

Property

Details

  • Parcel number: 0800041000200007000
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: Pool Cover,Pool/Spa Combo,Salt Water
  • Patio & porch: Covered,Patio
  • Exterior features: Basketball Court,Playground
  • Has spa: Yes
  • Fencing: Full

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Near School,Near Shops,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Oversized,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,702$56,424
Home Insurance *$298$3,576
Property Taxes $1,255$15,060
Electricity $342$4,110
Total$6,597$79,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,182/yr
40% on housing$197,910/yr
45% on housing$175,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 11725$413
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11725$426
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$899,999
2026-07-13Listed for sale$929,999
2023-02-22Sold$757,000
2022-08-05Sold$757,000
2022-06-28Pending sale$729,000
2022-06-20Listing removed--
2022-06-02Listed for sale$729,000
2021-01-06Sold$599,000
2020-09-25Pending sale$599,000
2020-09-03Listed for sale$599,000
2003-02-01Sold$410,000

For Sale by Agent

AgentJennifer Ban GRI PSA SFR SRS
BrokerageEXP Realty

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