174 Railroad Avenue, Saint James, NY, 11780
About This Home
Opportunity awaits in the heart of Saint James! This 4-bedroom, 1.5-bath home offers timeless character and incredible potential. Built in 1900 and in original condition, it's ready for your vision and updates. This historic property also features an oversized detached 3-car garage and a spacious workshop—ideal for hobbyists, contractors, car enthusiasts, or additional storage. Situated on a generous lot in a desirable location close to shopping, restaurants, parks, and transportation, this is a rare chance to restore a classic home and make it your own. Adjacent .13 acre lot included in the sale.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Bilco Door(s),Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Other
- Attic: None
Heating & Cooling
- Heating features: Oil,Other
- Cooling features: None
Interior Area
- Total structure area: 2,116
- Total interior livable area: 2,116 sqft
Property
Details
- Parcel number: 0800056000200002000
- Special condition: None
Lot
- Lot size: 0.38 Acres
Parking
- Total spaces: 3
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $315 | $3,780 |
| Property Taxes | $924 | $11,088 |
| Electricity | $349 | $4,196 |
| Total | $5,051 | $60,612 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $685,000 |
| 2026-07-06 | Listed for sale | $685,000 |
View on Zillow