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66 Harvest Lane, Commack, NY, 11725

4beds
3baths
2,200sqft
$1,099,000
$500price/sqft
$7,756/moest. monthly cost
$310,240/yrincome needed

About This Home

Welcome to 66 Harvest Lane, a meticulously maintained high-ranch nestled on a tree-lined street in the heart of Commack. Featuring 4 bedrooms and 3 bathrooms, this turnkey home has it all! The upper level boasts soaring vaulted ceilings, custom molding, rich hardwood floors, and an updated kitchen with custom cabinetry, granite countertops, and premium appliances. Enjoy the luxury of radiant heated floors in the foyer, kitchen, bathrooms and laundry room! The lower level offers an expansive living area, ample storage with a cedar closet, a private dedicated office and gym. Step outside to your personal oasis -- complete with a custom Trex deck, elegant Techo-Bloc pavers, and a heated saltwater pool with a cascading waterfall. The pool heat pump was replaced two years ago. Includes a surrounding pool fence for added safety. Plus, enjoy peace of mind with a roof that's only one year old. The home was freshly painted within the last year as well. Perfectly situated dirctly across from quiet Burr Wrinkle Park, This stunning property is the ultimate retreat. There is a 50 AMP EV Charger on the side of the house. Gas in street.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
North Ridge SchoolGrades K-20.5 mi
6/10
Commack Middle SchoolGrades 6-82.8 mi
9/10
Commack High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1963

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Hi Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher

Bathroom1

  • Level: First

Bathroom3

  • Level: Lower

Bedroom2

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Chefs Kitchen,Eat-in Kitchen,Entrance Foyer,Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Partial,Storage,Unfinished

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,829
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Lower

Property

Details

  • Parcel number: 0800061000300046000
  • Special condition: None
  • Other equipment: Pool Equip/Cover

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Electric Heat,In Ground,Outdoor Pool,Pool Cover,Vinyl
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Garden,Lighting,Mailbox,Rain Gutters
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.31 Acres
  • Features: Back Yard,Cleared,Front Yard,Garden,Landscaped,Level,Near School,Near Shops,Sprinklers In Front,Sprinklers In Rear,Views

Parking

  • Parking features: Driveway,Garage,Garage Door Opener,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$353$4,236
Property Taxes $1,483$17,796
Electricity $363$4,362
Total$7,756$93,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,920/yr
40% on housing$232,680/yr
45% on housing$206,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 11725$410
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11725$426
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$999,000
2026-07-31Listed for sale$1,099,000
2015-07-06Sold$500,000
1999-06-08Sold$275,000

For Sale by Agent

AgentElena M. Galluzzo
BrokerageCompass Greater NY LLC

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