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28 Dartmouth Drive, Smithtown, NY, 11787

4beds
2baths
1,625sqft
$762,990
$470price/sqft
$5,403/moest. monthly cost
$216,120/yrincome needed

About This Home

Disclaimer: Agent Owned Property Warm and inviting ranch in the heart of Smithtown within the coveted College Estates neighborhood. Lovingly cared-for home with handcrafted wood finishes throughout, newly finished basement, new primary bath, new furnace, new water heater, and new house-wide plumbing. Main floor features 4 bedrooms, 1 full / 1 half bath, a formal living room, a den, dining room, and an eat-in kitchen on the main floor with skylight. The basement includes a large newly renovated space (formerly a recording studio), a utility room with storage, plus a laundry and workshop area. Plenty of space for hobbies, work, or entertainment. Outside the 0.25 acre lot has a 1 car garage, Cambridge Paver stoop and porch, backyard patio, and privacy trees surrounding the backyard. Smithtown schools, private town beach access, state parks, shopping, dining, Port Jefferson ferry, LIRR - all within arms reach. East Hills town park a 2 minute walk away. St. James LIRR station only 2.0 miles away. Fresh coat of paint on the front brick!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10
Nesaquake Middle SchoolGrades 6-80.7 mi
9/10

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Oven,Gas Range,Microwave,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Level: Lower

Basement

  • Level: Lower

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Storage Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Built-in Features,Ceiling Fan(s),Chandelier,Eat-in Kitchen,Formal Dining,Granite Counters,High Speed Internet,Natural Woodwork,Open Floorplan,Open Kitchen,Original Details,Primary Bathroom,Storage
  • Window features: Bay Window(s),Double Pane Windows,Shutters,Skylight(s)
  • Flooring: Carpet,Concrete,Hardwood,Laminate,Other,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,857
  • Total interior livable area: 1,625 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0800082000400037000
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,858$46,296
Home Insurance *$247$2,964
Property Taxes $1,030$12,360
Electricity $268$3,222
Total$5,403$64,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,245/yr
40% on housing$162,090/yr
45% on housing$144,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 11787$432
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11787$400
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$794,000
2026-04-04Listed for sale$789,000
2023-07-18Sold$589,000
2023-04-04Sold$561,000
2023-02-03Pending sale$565,000
2023-02-02Listing removed--
2023-01-24Price change$565,000
2023-01-03Price change$575,000
2022-12-19Listed for sale$585,000
2022-12-16Pending sale$585,000
2022-11-30Price change$585,000
2022-11-14Price change$590,000
2022-11-02Price change$599,999
2022-10-26Listed for sale$615,000
2019-09-27Sold$440,000
2019-07-26Pending sale$419,990
2019-07-08Listed for sale$419,990

For Sale by Agent

AgentJustin Vitale Yazdeli
BrokerageKeystone Realty USA Corp

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