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43 Genesee Drive, Commack, NY, 11725

5beds
2baths
1,610sqft
$799,000
$496price/sqft
$5,640/moest. monthly cost
$225,600/yrincome needed

About This Home

Location, location! Private neighborhood with no thru-traffic features this lovely 4 to 5 bedroom, 2 bathroom, cape cod style home. This home has nice curb appeal and has been professionally landscaped and maintained and has a brand new driveway. There are hardwood floors on the first floor and the living room and den both feature newer Bay windows. The den can also be a 5th bedroom if needed because it does have a closet and a door. The kitchen was updated with custom wood cabinets, newer appliance and features a gas stove. Love that gas cooking! The dining room is a nice size and open to the living room for easy holiday entertaining. The kitchen has on outside entrance to the beautiful new paver patio in the yard. If you need a 2nd bedroom on the 1st floor your in luck! This home has it and there is also a full bath that was updated in 1998. The 2nd floor boasts 3 more bedrooms! The primary bedroom has 2 double closets and then some. The other 2 bedrooms are nice sizes and have built-ins for storage and one even has a desk! The full bath on this floor has also been updated in 1998! The basement is finished and has some space for a den or gym equipment and then there is a room that can be used as an office or a craft room. Utilities and storage are also down here. This .25 acre property has a beautiful yard. It is flat and usable. The paver patio is brand new and is accessible right off of the kitchen. Then there is plenty of lawn for activities as well as a new shed. Sprinklers (2010) in front and back with 4 to 5 zones. Front railing 2021 from Dukes of Iron. Insulated Attic in 2015. Front and storm door 2024. Side fences in front from 2023. Gas burner cleaned in 2024. Basement window replaced in 2016. Cleaned dryer vent in 2025. Garage door and motor was replaced in 2021 and has new garage door opener. Upstairs under carpet is plywod. Built-ins in bedrooms stay. Seller looking to close around November.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
6/10
Commack Middle SchoolGrades 6-81.6 mi
9/10
Commack High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1958

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Storage Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Formal Dining,Granite Counters,His and Hers Closets,Recessed Lighting,Storage
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Bay Window(s),Casement,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Attic: Partial,Scuttle

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 1,610 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0800117000100013000
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Patio
  • Exterior features: Garden,Lighting,Mailbox,Rain Gutters
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$256$3,072
Property Taxes $1,078$12,936
Electricity $266$3,192
Total$5,640$67,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,371/yr
40% on housing$169,200/yr
45% on housing$150,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 11725$410
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11725$426
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$799,000
1994-12-27Sold$180,000

For Sale by Agent

AgentElena M. Galluzzo
BrokerageCompass Greater NY LLC

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