14 Loft Road, Smithtown, NY, 11787
About This Home
Experience the pinnacle of luxury living on this sprawling 1.25+ acre equestrian-ready estate. Recently renovated to perfection, this five-bedroom, five-bathroom residence seamlessly blends sophisticated design with modern efficiency, featuring brand-new utilities and owned solar panels. The heart of the home is a dream kitchen, boasting radiant heated floors, a high-end Subzero panel refrigerator, custom cabinetry with integrated inserts, and a spacious walk-in pantry. Entertain with ease in the formal dining room or retreat to the quiet study, complete with floor-to-ceiling custom built-in bookshelves. The primary suite serves as a private sanctuary, featuring an ensuite, with a cozy fireplace, a custom vanity, a bidet, a standalone shower, and a deep soaker tub. Step onto heated floors in both the primary bath and kitchen for year-round comfort. Practicality meets convenience throughout the home, which includes three separate laundry rooms, a fully finished basement, and an oversized three-car garage. Step outside to your own private oasis, where the expansive grounds offer ample space for equestrian pursuits, complemented by a pristine inground pool perfect for summer relaxation. This property offers an unparalleled combination of style, comfort, and sustainable living. Schedule your private tour today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,ENERGY STAR Qualified Appliances
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- First Floor Bedroom
- Fireplace: Yes
- Attic: Full
Heating & Cooling
- Heating features: Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 4,416
- Total interior livable area: 5,000 sqft
Property
Details
- Parcel number: 0800154000200048001
- Special condition: None
Features
- Private pool: Yes
- Pool features: In Ground
- Has view: Yes
- View description: Trees/Woods
- Horses can be raised: Yes
Lot
- Lot size: 1.25 Acres
Parking
- Total spaces: 13
- Parking features: Driveway,Heated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,591 | $103,092 |
| Home Insurance * | $551 | $6,612 |
| Property Taxes | $2,293 | $27,516 |
| Electricity | $826 | $9,915 |
| Total | $12,261 | $147,132 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $1,699,000 |
| 2015-12-01 | Sold | $832,500 |
| 2015-08-05 | Listed for sale | $899,000 |
| 2013-11-07 | Listing removed | $3,900 |
| 2013-10-06 | Listed for rent | $3,900 |
| 2013-10-04 | Sold | $700,000 |
| 2013-01-03 | Listing removed | $749,000 |
| 2012-11-15 | Price change | $749,000 |
| 2012-08-05 | Price change | $775,000 |
| 2012-04-29 | Price change | $799,000 |
| 2011-12-03 | Price change | $799,900 |
| 2011-07-08 | Price change | $799,000 |
| 2011-05-18 | Price change | $839,000 |
| 2011-03-25 | Price change | $859,000 |
| 2010-07-16 | Price change | $869,000 |
| 2010-03-27 | Price change | $899,000 |
| 2010-03-25 | Price change | $925,000 |
| 2010-01-30 | Price change | $949,000 |
| 2009-11-10 | Listed for sale | $975,000 |
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