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16 Stock Farm Ln, Sag Harbor, NY, 11963

4beds
5baths
2,800sqft
$3,150,000
$1,125price/sqft
$18,015/moest. monthly cost
$720,600/yrincome needed

About This Home

Welcome to 16 Stock Farm Lane, a classic Saltbox-style nestled in the heart of North Haven known as a secret hide away for movie stars. This gem offers an array of features that combine comfort, style, and convenience. Step inside to discover four bedrooms plus a den, with your choice of main level or second floor primary suite. New hardwood floors that add a touch of warmth and elegance. Each of the four bathrooms is designed with a keen eye for detail, ensuring a luxurious experience. A state-of-the-art HVAC system and generator ensures a comfortable environment all year round. The home's amenities extend beyond the walls. A 40-feet pool and outdoor shower invites you to relax and unwind, while a spacious two-car garage provides ample storage and parking. Fitness enthusiasts will appreciate a room to add a gym. Located in a private community, this home offers water access for kayaks, perfect for those who love spending time in nature. The location is unbeatable, just a stone's throw away from the Shelter Island Ferry and the vibrant Sag Harbor shops, marinas, and nightlife. This property is more than just a home; it's a lifestyle. Experience the blend of Hampton's Style, and comfort at 16 Stock Farm Lane.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Details

  • Parcel number: 0901001000100066000

Features

  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 1.86 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,928$191,136
Home Insurance *$1,381$16,572
Property Taxes $244$2,928
Electricity $462$5,552
Total$18,015$216,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$617,657/yr
40% on housing$540,450/yr
45% on housing$480,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,125This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,688
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Price change$3,250,000
2025-08-20Listed for sale$3,395,000
2025-06-26Listing removed--
2025-06-24Listed for rent--
2025-05-05Listing removed$37,500
2024-11-05Listed for rent$37,500
2022-03-21Listing removed--
2022-03-08Price change$40,000
2022-02-26Price change$45,000
2021-11-27Price change$50,000
2021-10-13Price change$10,000
2021-08-12Price change$20,000
2021-07-28Price change$30,000
2021-07-20Price change$50,000
2021-07-16Price change$25,000
2021-07-13Price change$20,000
2021-04-16Sold$2,400,000
2021-02-07Pending sale$2,550,000
2021-01-07Listed for sale$2,550,000
2019-09-25Listed for rent$45,000
2013-01-04Sold$1,000,000
2001-05-01Sold$660,000
1995-06-05Sold$290,000

For Sale by Agent

AgentMaryanne Horwath - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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