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16 N Harbor Dr, Sag Harbor, NY, 11963

5beds
6baths
3,838sqft
$5,995,000
$1,562price/sqft
$33,904/moest. monthly cost
$1,356,160/yrincome needed

About This Home

This stunning contemporary home, completed in 2023 and newly staged by Vesta, is situated on a 0.34-acre lot within the exclusive Bay Haven Association, offering private beach access in the desirable North Haven area. Designed by renowned Blaze Makoid Architecture with interiors curated by Olivia Song and landscaping by LaGuardia Design, this 3,800+/- sq ft residence exemplifies luxury and sophistication. The home features five spacious en-suite bedrooms-one on the first floor, three on the second including the primary suite, and one on the lower level. The open-concept living plan is highlighted by floor-to-ceiling custom German glass walls and doors by Schüco, creating seamless indoor/outdoor transitions. The modern kitchen showcases high-end stainless steel appliances, custom millwork, and exquisite Arabescato marble slab countertops surrounding a center island providing casual seating. An adjacent dining table and bar make this space perfect for entertaining and everyday living. Upstairs, the primary suite includes a private terrace overlooking the backyard, along with two additional guest bedrooms. A finished lower level with 9' ceilings includes a recreation room, laundry room, and an additional bedroom with a full bath. Outdoors, enjoy the 16'x44' heated gunite saltwater pool, bluestone patios, and an inviting area for al fresco dining. Located just minutes from Sag Harbor Village and the Shelter Island Ferry, this home provides the perfect blend of modern elegance and convenience in a prestigious setting.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,838
  • Total interior livable area: 3,838 sqft

Property

Details

  • Parcel number: 0901006000500011000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,313$363,756
Home Insurance *$2,630$31,560
Property Taxes $327$3,924
Electricity $634$7,611
Total$33,904$406,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,162,422/yr
40% on housing$1,017,120/yr
45% on housing$904,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,562This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,683
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-06Listed for sale$6,195,000
2025-11-13Listing removed$6,395,000
2025-09-09Listed for sale$6,395,000
2025-09-03Listing removed$6,395,000
2025-05-29Listed for sale$6,395,000
2025-05-29Listing removed$6,395,000
2025-04-30Listed for sale$6,395,000
2020-04-20Sold$1,287,500
2020-01-07Listed for sale$1,395,000
2015-08-04Sold$884,250
2015-06-24Pending sale$880,000
2015-04-28Listed for sale$880,000

For Sale by Agent

AgentJon Vaccari - Real Estate Sales Person
BrokerageCorcoran Group

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