87 Oak St, Westhampton Beach, NY, 11978
About This Home
Cottage in the hearth of the village. South of the Montauk Highway. Close to all.Good investment property.Spacious driveway for 4 cars. Utility shed. Room for expansion and pool New Central A/C New Boiler Hydronic Heating System Heated Basement Neighborhood Description New Composite Veranda Decking in front and back of the house Front Deck with Pergola Sprinkler system Single family dwellings all around. Close to all village school.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Hardwood
Heating & Cooling
- Heating features: Forced air,Other,Oil
- Cooling features: Central
Interior Area
- Total interior livable area: 676 sqft
Property
Details
- Parcel number: 0905005000100048000
Features
- Exterior features: Composition
- Has view: Yes
- View description: Territorial
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,562 | $66,744 |
| Home Insurance * | $356 | $4,272 |
| Property Taxes | $110 | $1,320 |
| Electricity | $246 | $2,954 |
| Total | $6,274 | $75,288 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $1,100,000 |
| 2010-01-16 | Listing removed | $395,000 |
| 2009-12-19 | Listed for sale | $395,000 |
| 2006-04-06 | Sold | $375,000 |
| 2003-03-04 | Sold | $250,000 |
| 2001-10-24 | Sold | $200,000 |
| 1999-06-25 | Sold | $105,000 |
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