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101 Jessup Ln, Westhampton Beach, NY, 11978

7beds
9baths
8,040sqft
$6,495,000
$808price/sqft
$36,542/moest. monthly cost
$1,461,680/yrincome needed

About This Home

Welcome to 101 Jessup Lane, a breathtaking waterfront estate set on 1.3 acres in the heart of Westhampton Beach. Offering over 8,000 square feet of finely crafted living space, this 7-bedroom, 8-bathroom residence blends timeless Hamptons elegance with modern luxury. Ideally positioned along the water with a private dock, the home is ideal for boating enthusiasts and those drawn to serene coastal living. Panoramic water views fill the expansive interiors, where multiple living spaces, each warmed by one of seven fireplaces, create a seamless indoor-outdoor lifestyle. Outdoors, a private oasis awaits with a heated pool & spa, lush landscaping, and multiple areas for relaxing and entertaining. Though tucked away in a quiet, private setting, the home is just a short stroll to the beach and ocean, offering the rare balance of privacy and seaside access. An attached three-car garage adds everyday convenience, while the thoughtfully designed floor plan accommodates everything from grand gatherings to quiet retreats or elegant everyday living. Whether enjoyed year-round or as a luxurious seasonal escape, 101 Jessup Lane presents a rare opportunity to own one of Westhampton Beach's premier waterfront estates.This listing may include images that have been digitally altered or virtually staged. Original, unedited images are available upon request.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 8,040
  • Total interior livable area: 8,040 sqft

Property

Details

  • Parcel number: 0905010000500038000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 1.30 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $32,842$394,104
Home Insurance *$2,104$25,248
Property Taxes $268$3,216
Electricity $1,328$15,944
Total$36,542$438,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,252,868/yr
40% on housing$1,096,260/yr
45% on housing$974,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$808This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,113
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Price change$6,995,000
2026-02-05Price change$7,395,000
2025-06-27Price change$7,495,000
2025-04-28Price change$7,950,000
2025-02-01Price change$8,800,000
2024-09-18Price change$9,450,000
2024-08-02Listed for sale$9,995,000
2024-05-06Listing removed$9,995,000
2023-10-04Listed for sale$9,995,000
2014-06-09Sold$3,450,000
2011-05-18Listing removed$4,999,000
2011-01-08Price change$4,999,000
2010-12-01Listed for sale$5,499,000
2010-07-28Listing removed$5,499,000
2010-07-11Listed for sale$5,499,000
2010-06-03Listing removed$5,499,000
2010-04-24Listed for sale$5,499,000
2001-05-30Sold$698,750

For Sale by Agent

AgentLauren Spiegel - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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