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20 Mitchell Road, Westhampton Beach, NY, 11978

2beds
2baths
1,248sqft
$1,899,000
$1,522price/sqft
$10,655/moest. monthly cost
$426,200/yrincome needed

About This Home

Boaters Delight! This beautiful Waterfront Ranch in the Village of Westhampton Beach is a canal-front home feeding directly into Moriches Bay. The private dock has 49 feet of bulkhead for your boat, as well as a floating dock for all your water activities. There is a rear yard access easement which is great for boat storage while providing easy access for landscapers and contractors. Excellent potential for expansion as this property is slated for sewer connection within the next two years. Enjoy spectacular sunsets with ample space in your backyard to entertain and garden, or to expand with room for a pool, on this spacious private lot. Your Hamptons Get-Away is bright and airy with 2 large bedrooms and 2 bathrooms. Your sun-filled primary bedroom has an ensuite with outdoor access. Plenty of closet space with finished attic and storage. After a day on the water, take in the outdoor shower. Prime location very close to downtown Westhampton Beach Village for added convenience. Shop, dine and stroll on Main Street to your hearts content! Pull up into your circular driveway with plenty of room for parking. A seasonal sunroom (converted garage) is adjacent to the sitting room with a free-standing, wood burning stove for those cool evenings. Beautiful hardwood floors flow throughout this home with an eat-in kitchen and breakfast bar. This versatile property has a multitude of potential uses, whether you wish to build your custom residence, utilize it for investment or call this waterfront property your home, this is one not to be missed!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Washer/Dryer Hookup,Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Breakfast Bar,Ceiling Fan(s),Entrance Foyer,Granite Counters,Primary Bathroom,Master Downstairs,Storage
  • Window features: Blinds,Double Pane Windows,Insulated Windows,Screens
  • Flooring: Hardwood
  • Attic: Finished

Heating

  • Heating features: Heat Pump

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 47360077560
  • Special condition: None
  • Other equipment: Compressor

Features

  • Levels: One
  • Patio & porch: Patio
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Access,Canal Front,Water Access,Waterfront
  • Frontage length: 49 foot

Lot

  • Lot size: 0.37 Acres

Parking

  • Parking features: Driveway,On Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$615$7,380
Property Taxes $192$2,304
Electricity $246$2,954
Total$10,655$127,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$365,314/yr
40% on housing$319,650/yr
45% on housing$284,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,522This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,102
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$1,899,000
2026-03-13Listing removed$1,995,000
2025-04-28Price change$1,995,000
2025-03-25Price change$2,100,000
2025-03-10Listed for sale$2,250,000
2013-02-25Sold$615,000
2012-09-01Price change$675,000
2012-05-08Price change$699,000
2012-04-19Price change$729,000
2011-07-21Price change$759,000
2011-06-04Price change$779,000
2011-02-26Listing removed$2,000
2011-01-27Listed for rent$2,000
2011-01-24Price change$799,000
2010-11-06Price change$819,000
2010-11-04Price change$815,000
2010-09-24Price change$849,000
2010-08-23Listed for sale$875,000
2008-03-27Sold$735,000

For Sale by Agent

AgentBarbara Kane
BrokerageDouglas Elliman Real Estate

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