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274 Dune Road, Westhampton beach, NY, 11978

1beds
1baths
506sqft
$575,000
$1,136price/sqft
$3,378/moest. monthly cost
$135,120/yrincome needed

About This Home

Looking for a slice of heaven? This one bedroom/one bath bayfront Condo at the Bay-Mor is your perfect summer get-a- way. Spend your days relaxing on the deck overlooking the bay or enjoy the ocean with easy access directly across the street. This condo features open living area, spacious bedroom, new marble island and cabinets, washer/dryer, stone flooring, renovated bathroom. The sunsets are magical !! Location is close proximity to shops, Westhampton Performing Arts, and most restaurants. This is a must see!!!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Washer
  • Laundry features: Washer/Dryer Hookup

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Galley Type Kitchen,Kitchen Island,Open Floorplan,Primary Bathroom,Stone Counters
  • Flooring: Ceramic Tile
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 506
  • Total interior livable area: 506 sqft

Property

Details

  • Parcel number: 0905019010100001000
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Patio & porch: Screened
  • On waterfront: Yes
  • Waterfront features: Bayfront

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$186$2,232
Property Taxes $39$468
Electricity $246$2,954
Total$3,378$40,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,817/yr
40% on housing$101,340/yr
45% on housing$90,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,136This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,124
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for rent--
2025-10-10Price change$589,000
2025-08-26Listed for sale$599,000
2025-08-22Listing removed$1,100,000
2025-07-30Pending sale$1,100,000
2025-07-30Listing removed$1,100,000
2025-07-24Pending sale$1,100,000
2025-07-23Listing removed$1,100,000
2025-07-22Pending sale$1,100,000
2025-06-30Price change$1,100,000
2025-05-31Price change$689,000
2025-05-15Price change$1,150,000
2025-04-23Price change$699,000
2025-03-31Listed for sale$1,200,000
2024-08-09Listing removed--
2024-08-03Listed for rent$5,000
2024-08-01Listing removed--
2024-07-01Price change$17,500
2024-03-21Listed for rent$12,666
2024-03-06Listing removed--
2023-09-01Price change$17,500
2023-08-20Price change$4,000
2023-08-02Listed for rent$6,000
2023-08-01Listing removed--
2023-05-31Listed for rent$16,500
2017-04-17Sold$370,000
2002-07-02Sold$190,000

For Sale by Agent

AgentKaren Andrews
BrokerageCorcoran

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