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57 Jermain Ave, Sag Harbor, NY, 11963

3beds
3baths
1,577sqft
$1,949,000
$1,236price/sqft
$11,093/moest. monthly cost
$443,720/yrincome needed

About This Home

Coming Soon, Just Listed Corner of Oakland- Circa 1938 original; well cared for with many upgrades; room for a pool. Three+ bedrooms, three full baths, a den, two kitchens, two living rooms. Expandable, room for pool, an affordable village manse almost ready for showings. The long side frontage is on Oakland, where the car park is, a stone's throw from Mashashimuet Park, Pickle Ball & Tennis and Otter Pond.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1938

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,577
  • Total interior livable area: 1,577 sqft

Property

Details

  • Parcel number: 0903006000100024000

Features

  • Stories: 2

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,855$118,260
Home Insurance *$855$10,260
Property Taxes $123$1,476
Electricity $260$3,127
Total$11,093$133,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,331/yr
40% on housing$332,790/yr
45% on housing$295,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,236This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,687
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-13Price change$1,995,000
2025-09-15Price change$2,100,000
2025-08-10Listed for sale$2,350,000
1997-11-10Sold$190,000

For Sale by Agent

AgentSimon Harrison - Real Estate Broker
BrokerageSimon Harrison Real Estate

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