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855 Dune Rd, Westhampton Beach, NY, 11978

6beds
5baths
4,000sqft
$10,750,000
$2,688price/sqft
$59,231/moest. monthly cost
$2,369,240/yrincome needed

About This Home

Set directly on the ocean along Dune Road with 92 feet of oceanfront, this six-bedroom, four-and-a-half-bath beach house was built in 2022. A private walkway leads straight from the property to the beach, while bay access sits just across the street. Three outdoor decks overlook the ocean, offering multiple spots to take in the views, whether you’re having morning coffee, watching the sunset, or entertaining a crowd. The backyard is equally built for relaxing and hosting, with a gunite pool and jacuzzi anchoring the outdoor space. Inside, the kitchen is outfitted with top-of-the-line appliances, ideal for everything from quick breakfasts before a beach day to hosting a full house for dinner. With six bedrooms, there’s plenty of room for family and guests, making this an effortless base for a Hamptons summer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
East Moriches SchoolGrades 5-83.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Piers
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,000 sqft

Property

Details

  • Parcel number: 0907002000300010001

Features

  • Exterior features: Shingle,Wood
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $54,357$652,284
Home Insurance *$3,483$41,796
Property Taxes $730$8,760
Electricity $661$7,932
Total$59,231$710,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,030,777/yr
40% on housing$1,776,930/yr
45% on housing$1,579,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,688This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,066
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$10,750,000
2018-10-17Sold$3,587,500
2018-01-02Price change$3,995,000
2017-08-08Price change$4,195,000
2017-06-05Price change$4,395,000
2017-03-04Listing removed$125,000
2017-02-13Listed for sale$4,500,000
2017-01-19Listed for rent$125,000
2016-09-09Listing removed$125,000
2016-06-10Listing removed$90,000
2016-01-15Listing removed$75,000
2015-12-03Listed for rent$75,000

For Sale by Owner

AgentProperty Owner

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