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47 Pine Neck Ave, Sag Harbor, NY, 11963

3beds
4baths
2,400sqft
$2,499,000
$1,041price/sqft
$14,262/moest. monthly cost
$570,480/yrincome needed

About This Home

Welcome to your dream home, newly constructed in 2024, offering the perfect blend of modern luxury and serene coastal living. Nestled in the waterfront community of Pine Neck, this stunning 3-bedroom, 3.5-bathroom residence spans 2400 sq ft and boasts breathtaking water views of Noyack Bay. Step inside to find an open-concept living space adorned with high-end finishes, expansive windows, and an abundance of natural light. The chef's kitchen features state-of-the-art appliances including a 6 burner range, custom cabinetry, and a large island perfect for entertaining. Three spacious bedrooms and one bonus room provide comfort and tranquility, with the primary bonus room offering panoramic bay views and his and hers closets. The first floor primary has ample light and its ensuite bathroom is thoughtfully designed with premium fixtures and finishes and heated floors, ensuring a touch of luxury in every detail. Enjoy the stunning water views from your private deck or patio, perfect for alfresco dining or simply unwinding as you soak in the beauty of Noyack Bay. The home is built with integrity, featuring spray foam insulation, premium windows and fixtures, and SONOS outfitted throughout the home and outdoor spaces. Situated in the charming community of Pine Neck, Sag Harbor, you're just moments away from boutique shopping, fine dining, and pristine beaches. Don't miss the opportunity to own this exquisite home where every day feels like a getaway. Experience the best of coastal living at 47 Pine Neck Avenue.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 0900005000100017001

Features

  • Stories: 2
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$1,096$13,152
Property Taxes $134$1,608
Electricity $396$4,759
Total$14,262$171,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$488,982/yr
40% on housing$427,860/yr
45% on housing$380,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,041This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,689
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$2,650,000
2026-03-12Listing removed$28,333
2026-03-12Listed for sale$2,695,000
2026-01-27Price change$28,333
2025-09-18Price change$40,000
2025-01-12Listed for rent$7,000
2024-12-14Listing removed$7,000
2024-12-12Listed for rent$7,000
2024-11-07Listing removed$7,000
2024-11-05Listed for rent$7,000
2024-10-26Listing removed$7,000
2024-09-25Price change$7,000
2024-09-13Price change$8,000
2024-07-10Listed for rent$9,000
2022-02-01Sold$400,000

New Construction

AgentJoseph Piccininni - Real Estate Sales Person
BrokerageCompass

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