41 Cove Dr, Sag Harbor, NY, 11963
About This Home
Sag Harbor's Bay Point and Long Beach. Styled to perfection, this stunning and newly updated Cape cottage provides the ideal spot to enjoy summer days, perfect for relaxation or entertaining. Landscaped for privacy, the property features a 3-season sunroom with TV and wine fridge opening to a brick patio with outdoor grill. A living room with picture window includes a large flat screen TV. The kitchen features marble countertop, butcher block, and stainless steel appliances including gas range and dishwasher, and a dining room seating six. The home has two bedrooms, including a luxurious primary bedroom suite on the second floor, two full marble baths. Just a few blocks to Foster Memorial/Long Beach, and a block to a Bay Point kayak launch site. Additional amenities include an outdoor shower. You may never want to leave this relaxing home in such an ideal location. But if you do, the center of Sag Harbor Village is less than 2 miles away, and Southampton Town ocean beaches are 15 minutes by car.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Property
Details
- Parcel number: 0900009000300017000
Features
- Stories: 2
Lot
- Lot size: 7,405 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,860 | $118,320 |
| Home Insurance * | $855 | $10,260 |
| Property Taxes | $139 | $1,668 |
| Electricity | $246 | $2,954 |
| Total | $11,100 | $133,200 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-23 | Listed for sale | $1,950,000 |
| 2025-05-19 | Listing removed | $10,000 |
| 2025-04-07 | Price change | $10,000 |
| 2025-02-24 | Listed for rent | $18,000 |
| 2024-10-01 | Listing removed | $22,000 |
| 2024-06-21 | Price change | $22,000 |
| 2024-04-25 | Listed for rent | $15,000 |
| 2023-08-03 | Listing removed | -- |
| 2023-07-10 | Price change | $24,000 |
| 2023-06-20 | Price change | $18,000 |
| 2023-04-28 | Listed for rent | $28,000 |
| 2021-01-14 | Listing removed | -- |
| 2020-10-23 | Listed for rent | $13,000 |
| 2020-10-23 | Listing removed | $945,000 |
| 2020-07-05 | Pending sale | $945,000 |
| 2020-07-04 | Listed for sale | $945,000 |
| 2019-04-12 | Listing removed | $13,000 |
| 2019-04-08 | Listed for rent | $13,000 |
| 2017-11-03 | Listing removed | $10,000 |
| 2017-10-05 | Listed for rent | $10,000 |
| 2016-07-27 | Listing removed | $8,000 |
| 2015-09-24 | Price change | $8,000 |
| 2015-06-04 | Price change | $25,000 |
| 2015-05-15 | Listed for rent | $12,870 |
| 2003-07-18 | Sold | $525,000 |
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