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60 Harbor Dr, Sag Harbor, NY, 11963

3beds
3baths
0sqft
$3,950,000
--price/sqft
$22,122/moest. monthly cost
$884,880/yrincome needed

About This Home

Sited on Sag Harbor Cove in the sought-after Bay Point community, this 3 bedroom, 2.5 bathroom residence offers a rare combination of 120 feet of direct water frontage and sweeping eastern views toward Sag Harbor Village. Renovated in 2024, the 2,738-square-foot interior is defined by light and scale, with an open-concept layout designed to prioritize the water from nearly every room. The home's main level is anchored by a great room with hardwood flooring, flowing into a kitchen and living area designed for a seamless transition between indoor and outdoor living. The floor plan is centered around comfort and utility, featuring a first-floor primary suite that serves as a private retreat with a walk-in closet, en-suite bathroom, and a dedicated balcony overlooking the cove. Two additional bedrooms and a second-story family room provide ample space for guests, while a formal den offers a quiet environment for a home office. Modern essentials including central air conditioning, gas fuel, and municipal water ensure the home is as functional as it is scenic. The exterior landscape is defined by its connection to the water and a private dock that affords immediate access to the surrounding coves, bays, and the Long Island Sound beyond. An expansive deck and an outdoor shower provide the ideal infrastructure for summer entertaining above the shoreline. Whether enjoyed in its current traditional-contemporary state or reimagined as a custom architectural masterpiece, this property represents an exceptional value for a waterfront site in the Sag Harbor market.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0900009000300084001

Features

  • Stories: 2
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,973$239,676
Home Insurance *$1,732$20,784
Property Taxes $171$2,052
Electricity $246$2,954
Total$22,122$265,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$758,468/yr
40% on housing$663,660/yr
45% on housing$589,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,670
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$3,950,000
2026-01-14Listed for sale$4,495,000
2025-04-22Listing removed$4,350,000
2024-11-15Price change$4,350,000
2024-09-27Listed for sale$4,995,000
2024-05-15Listing removed$3,595,000
2023-09-25Price change$3,595,000
2023-06-29Price change$3,250,000
2023-05-23Price change$3,595,000
2023-05-21Pending sale$2,600,000
2023-01-24Listed for sale$2,600,000
2023-01-24Pending sale$2,600,000
2022-12-04Listed for sale$2,600,000
2022-10-31Sold$3,250,000
2022-08-25Pending sale$2,600,000
2022-07-21Price change$2,600,000
2022-05-23Listed for sale$2,750,000
2022-05-20Sold$1,900,000
2022-04-01Listed for sale$2,995,000
2021-02-26Listing removed--
2020-10-09Listed for rent$16,666
2019-04-12Listing removed$16,666
2019-04-08Listed for rent$16,666
2019-01-30Listing removed$15,000
2019-01-28Listed for rent$15,000
2019-01-10Sold$20,000
2003-12-09Sold$1,275,000
1999-01-28Sold$140,000

For Sale by Agent

AgentMatt Breitenbach - Associate Real Estate Broker
BrokerageCompass

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