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37 Trout Pond Rd, Sag Harbor, NY, 11963

2beds
2baths
1,100sqft
$1,599,000
$1,454price/sqft
$9,114/moest. monthly cost
$364,560/yrincome needed

About This Home

Newly renovated in 2025, this adorable 2-bedroom, 1.5-bath cottage offers the perfect blend of Hamptons charm and modern comfort. Ideally located just moments from Long Beach and only 5 minutes to Sag Harbor Village, the home spans approximately 1,135 +/- sq. ft. on a private half-acre lot. Features include two bedrooms, 1.5 baths, an outdoor shower, all-new appliances, and beautifully updated interiors throughout. Recent improvements include a brand-new heating system, deck, and landscaping. An exceptional added value: the property also includes plans for a proposed generously sized modern residence featuring 6 bedrooms, 8 bathrooms, pool and garage. A newly installed 6-bedroom septic system is already in place, offering a rare opportunity to enjoy the cottage immediately while planning for a substantial future expansion or dream home build. Set near the end of a quiet dead-end street and surrounded by nature, this turnkey property is an outstanding opportunity for effortless Hamptons living and long-term potential. Owner/agent

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 0900015000100020001

Features

  • Stories: 1
  • Pool features: Room for a Pool

Lot

  • Lot size: 0.49 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$701$8,412
Property Taxes $82$984
Electricity $246$2,954
Total$9,114$109,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$312,480/yr
40% on housing$273,420/yr
45% on housing$243,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,454This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,689
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$1,599,000
2026-06-05Price change$1,699,000
2026-05-27Listed for sale$1,725,000
2026-05-02Listing removed$3,500
2026-04-22Listed for rent$3,500
2026-04-15Listing removed$12,000
2026-04-05Price change$12,000
2026-03-24Listed for rent$10,000
2024-09-26Sold$725,000

For Sale by Agent

AgentCarol Sharks - Real Estate Sales Person
BrokerageCorcoran Group

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