See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

100 Crescent St, Sag Harbor, NY, 11963

3beds
2baths
1,600sqft
$2,695,000
$1,684price/sqft
$15,218/moest. monthly cost
$608,720/yrincome needed

About This Home

Immaculately maintained waterfront home in Noyac with a private dock and sweeping panoramic views across Noyac Bay to Shelter Island and the North Fork-an exceptional and increasingly rare offering in today's Hamptons market. This 3-bedroom, 2-bath residence offers approximately 1,600+/- sq. ft. of living space and a layout that is move-in ready, while also presenting clear opportunity to update, expand, or reimagine over time (subject to permits). The true value lies in the setting-open water vistas in multiple directions, expansive sky, and ever-changing light that define the waterfront experience. Enjoy direct access to the bay from your dock-perfect for boating, kayaking, or paddleboarding-and return home to sunsets. Located just moments from Sag Harbor Village shops, restaurants, and marinas, this property offers a rare balance of privacy and convenience. With existing dock infrastructure and this level of water access becoming increasingly difficult to replicate, it represents a compelling opportunity for both lifestyle and long-term value.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 0900017000100003000

Features

  • Stories: 3
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$1,182$14,184
Property Taxes $145$1,740
Electricity $264$3,172
Total$15,218$182,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$521,760/yr
40% on housing$456,540/yr
45% on housing$405,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,684This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,682
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$3,295,000

For Sale by Agent

AgentPatrick McLaughlin - Associate Real Estate Broker
BrokerageDouglas Elliman Real Estate

Similar Homes