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2527 Deerfield Rd, Sag Harbor, NY, 11963

5beds
5baths
3,800sqft
$4,475,000
$1,178price/sqft
$25,463/moest. monthly cost
$1,018,520/yrincome needed

About This Home

Set beside a 51-acre reserve and moments from the bay, this newly renovated Water Mill retreat delivers turnkey Hamptons luxury with peace, privacy, and proximity all in equal measure. Sited on 5 acres of mature, peaceful grounds, the 3,800 +/- SF home offers 5 bedrooms, 4.5 baths, a heated gunite pool, detached garage, and bright, refreshed interiors designed for both relaxed weekends and easy entertaining. Renovated in 2024, the home is ready for immediate luxury living, and there is ample room to complete your private Hamptons escape with a new tennis court. Inside, generous gathering spaces are bathed in natural light throughout, including a custom central kitchen, open living and dining areas, a media room/den, and a sun-filled summer room overlooking the grounds. Dual primary suites provide comfort and flexibility, while the additional bedrooms and beautifully renovated baths offer a clean, current finish. The partially finished walkout lower level adds additional living space and awaits your imagination. Recent updates include an all-new roof (2024) with 47 panel solar power panels, an energy-efficient Bosch duel heat pump (2025), new oil tank (2025), new water tank (2026), updated floors and lights, plus a spacious new deck that extends the living space outdoors. The rear grounds are made for summer, with a heated gunite pool, expansive lawn, mature plantings, and a broad sense of calm created by the surrounding natural landscape. With direct access to scenic reserve trails, close proximity to the bay, golf, local marinas, and nearby beaches in a central Hamptons location near Water Mill, Noyack, and Sag Harbor.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 0900021000100009000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated

Lot

  • Lot size: 5 Acres

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,628$271,536
Home Insurance *$1,963$23,556
Property Taxes $245$2,940
Electricity $627$7,535
Total$25,463$305,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$873,017/yr
40% on housing$763,890/yr
45% on housing$679,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,178This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,688
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$4,475,000
2025-08-31Listing removed$60,000
2025-06-27Price change$60,000
2025-06-01Price change$55,000
2025-03-04Price change$52,500
2025-02-03Listed for rent$60,000
2024-04-18Listing removed--
2024-03-29Listed for rent$75,000
2021-08-23Listing removed--
2021-08-01Price change$65,000
2021-06-24Listing removed--
2021-04-24Listed for sale$3,175,000
2021-04-13Listed for rent$60,000
2004-10-22Sold$1,590,000
1997-05-23Sold$358,000
1995-05-19Sold$110,000

For Sale by Agent

AgentJohn Healey - Associate Real Estate Broker
BrokerageSaunders & Associates

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