See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

90 Denise St, Sag Harbor, NY, 11963

4beds
4baths
2,500sqft
$2,795,000
$1,118price/sqft
$15,908/moest. monthly cost
$636,320/yrincome needed

About This Home

This chic Sag Harbor home is all about luxury and privacy. The back yard backs up to a 80 acre reserve. Beautiful pool house and 20x50 heated gunite salt water pool with "tanning bed" in shallow end & hot tub. Viking & Bosch kitchen with all state of the art appliances and walk-in wine cellar. Sonos surround system. Relax this coming summer!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 0900041000100013000

Features

  • Stories: 1
  • Private pool: Yes
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.60 Acres

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,133$169,596
Home Insurance *$1,226$14,712
Property Taxes $136$1,632
Electricity $413$4,957
Total$15,908$190,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$545,417/yr
40% on housing$477,240/yr
45% on housing$424,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,118This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,688
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$2,795,000
2024-11-18Listing removed$12,000
2024-10-01Price change$12,000
2024-07-27Listed for rent$25,000
2024-07-27Listing removed--
2023-02-22Listing removed--
2023-02-20Listed for rent$10,000
2023-02-09Price change$2,795,000
2022-04-10Price change$2,595,000
2021-07-18Price change$2,500,000
2020-12-05Price change$1,900,000
2020-07-29Price change$1,750,000
2020-06-13Price change$1,650,000
2020-05-26Price change$1,550,000
2019-05-22Price change$1,450,000
2019-04-08Price change$1,650,000
2019-03-20Price change$1,600,000
2019-01-30Price change$1,650,000
2017-06-12Listed for sale$1,750,000
2015-06-30Listing removed$1,450,000
2015-04-03Listed for sale$1,450,000
2013-05-09Listing removed$1,450,000
2012-04-03Listed for sale$1,450,000
2006-04-28Sold$612,500

For Sale by Agent

AgentNicole Tunick - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

Similar Homes