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22 Turtle Cove Dr, Southampton, NY, 11968

3beds
2baths
2,200sqft
$2,400,000
$1,091price/sqft
$13,994/moest. monthly cost
$559,760/yrincome needed

About This Home

Dreaming of owning a Storybook Cottage then make this one yours at 22 Turtle Cove Drive, nestled in the charming Southampton Shores, where fond memories are waiting to be made. This Retro 1945 cottage boasts three bedrooms plus den and two bathrooms, providing ample space for relaxation and comfort. Step into the light-filled sunroom, where sunshine pours in through expansive windows, creating a cheerful and bright space. The versatile den offers the potential for an additional main level bedroom, perfect for accommodating guests or for use as a home office. The heart of this home is the cozy living room, adorned with a heartwarming fireplace, where you can enjoy warm evenings with loved ones. Outside, a slate patio beckons for alfresco dining and outdoor entertainment, while the detached garage provides additional storage or workspace. The community of Southampton Shores is a treasure trove of amenities. Enjoy a friendly match at the community tennis courts or embark on a boating adventure from the community marina. The beachfront community is a delight for all, with a sandy beach just a short stroll away. Sports enthusiasts will appreciate the baseball field and basketball court, perfect for friendly games and community tournaments. 22 Turtle Cove Drive is more than just a house. It's a place where you can create cherished memories, enjoy community camaraderie, and experience the tranquility of coastal living. Come and see the potential this home has to offer.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Southampton High SchoolGrades 9-124.2 mi
5/10

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 0900044000100022000

Features

  • Stories: 2
  • Pool features: Room for a Pool

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$1,410$16,920
Property Taxes $86$1,032
Electricity $363$4,362
Total$13,994$167,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$479,794/yr
40% on housing$419,820/yr
45% on housing$373,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,091This listing

vs Other Active Listings

Avg $/sqft

ZIP 11968$1,331
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11968$855
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$2,400,000
2025-10-27Listing removed$2,150,000
2025-09-20Listed for sale$2,150,000
2025-09-10Contingent$2,150,000
2025-07-03Listed for sale$2,150,000

For Sale by Agent

AgentMaryanne Horwath - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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