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264 Towd Point Rd, Southampton, NY, 11968

2beds
2baths
957sqft
$2,495,000
$2,607price/sqft
$14,431/moest. monthly cost
$577,240/yrincome needed

About This Home

This rare charming beachfront escape feels like you are on the fore deck of a yacht. - surrounded by water with western orientation for unforgettable sunsets. Recently updated and offered fully furnished for a turn key Summer 2026 occupancy. Enjoy access to your own sandy beach or just enjoy the natural view over Conscience Point Preserve to your west. This Southampton beachfront retreat is all about easy coastal living, with panoramic water views and an aesthetic that is instantly relaxing, newly renovated and meticulously maintained. The home features 2 ensuite bedrooms and is beautifully updated with a bright and open layout, charming shiplap walls, exposed beams, and an inviting kitchen finished with stainless steel appliances. Comfort is built in year-round with radiant heated floors, central air, new mechanicals, a gas fireplace, and a steam shower. Outside, find an outdoor shower and a brand-new deck and awning to set the stage for long lunches, sunset cocktails, and quiet mornings by the water. This beach cottage includes everything essential, and nothing extra getting in the way. Beyond the home find beautiful bay beaches, nearby marinas, waterfront dining, and Village amenities all within easy access. Instant enjoyment for Summer 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Southampton High SchoolGrades 9-124.2 mi
6/10

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 957
  • Total interior livable area: 957 sqft

Property

Details

  • Parcel number: 0900059000100026000

Features

  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,616$151,392
Home Insurance *$1,466$17,592
Property Taxes $103$1,236
Electricity $246$2,954
Total$14,431$173,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$494,777/yr
40% on housing$432,930/yr
45% on housing$384,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,607This listing

vs Other Active Listings

Avg $/sqft

ZIP 11968$1,326
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11968$855
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$2,495,000
2012-10-17Sold$1,000,000
2011-12-10Price change$1,895,000
2011-09-25Price change$1,990,000
2011-03-05Price change$1,995,000
2010-12-17Price change$2,150,000
2010-11-17Listed for sale$1,995,000
2010-08-04Listing removed$1,995,000
2010-06-04Listed for sale$1,995,000
2009-03-22Listing removed$2,495,000
2009-01-23Listed for sale$2,495,000
2007-11-26Sold$950,000

For Sale by Agent

AgentLaura White - Associate Real Estate Broker
BrokerageSaunders & Associates

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