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54 Hayground Road, Water Mill, NY, 11976

4beds
3baths
2,400sqft
$1,995,000
$831price/sqft
$11,333/moest. monthly cost
$453,320/yrincome needed

About This Home

Located south of the highway in the sought after Mecox section of Water Mill. Ride your bike down to Scott Cameron Beach from this 4 bedroom, 3 bathroom home. All new kitchen with new cabinetry, stainless steel appliances, and quartz countertops. Open floor plan makes it an ideal home for entertainment. Three updated bathrooms with all new tiling and gold fixtures. All new windows, doors, roofing and siding. All new mechanical systems, Air conditioning, and sprinkler system. Make this move in ready home yours!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Southampton High SchoolGrades 9-123.2 mi
6/10

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Oven,Gas Range,Microwave,Range,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Chandelier,Chefs Kitchen,Eat-in Kitchen,Formal Dining,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Quartz/Quartzite Counters
  • Flooring: Hardwood
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 0900082000200018000
  • Special condition: None

Lot

  • Lot size: 1.72 Acres
  • Features: Back Yard,Sprinklers In Front,Sprinklers In Rear

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$774$9,288
Property Taxes $76$912
Electricity $396$4,759
Total$11,333$135,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,560/yr
40% on housing$339,990/yr
45% on housing$302,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$831This listing

vs Other Active Listings

Avg $/sqft

ZIP 11976$2,045
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11976$1,141
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$2,495,000
2026-04-13Price change$2,795,000
2026-03-31Price change$2,995,000
2026-03-14Listed for sale$3,295,000
2025-07-03Sold$1,170,000
2024-11-30Listing removed$1,340,000
2024-09-27Price change$1,340,000
2024-05-23Listed for sale$1,595,000
2024-04-09Sold$950,000

For Sale by Agent

AgentDerek J. Greene
BrokerageGreene Realty Group

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